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Review of How to Sleep Like a Caveman by Dr Merijn Van De Laar

Written by Karen Wilson on . Posted in Chartered Library, Health, Resources. No Comments on Review of How to Sleep Like a Caveman by Dr Merijn Van De Laar

Review of How to Sleep Like a Caveman by Dr Merijn Van De Laar

Why We are Losing The Battle for Sleep

There is a modern-day epidemic of people who toss and turn at night, so it’s likely that either you—or someone you know—bemoans a lack of quality sleep. Dutch sleep therapist Dr Merijn Van De Laar sets out to unravel why rest has become so elusive and offers practical guidance for reclaiming a natural process that no longer comes easily to many of us.

Lessons from Our Ancestors

His starting point is our distant past. While direct evidence of early human sleep is limited, Van De Laar draws on research into contemporary hunter-gatherer societies to explore how people slept when life was simpler and more closely aligned with nature. The comparison provides a valuable lens for examining modern habits that may be working against us.

Deconstructing Sleep Science

If insomnia is your night time nemesis, you may be familiar with some of the advice, but its value lies in clear explanation and repetition. Van De Laar covers the influence of diet, light exposure, temperature, exercise, stimulants, regular bedtimes and individual circadian rhythms. He also demystifies concepts such as sleep pressure, sleep efficiency, sleep inertia and parasomnia, making the science accessible.

When Waking Up isn’t a Problem

He also challenges the magic number of eight hours of sleep. Van De Laar explains that this benchmark lacks firm scientific grounding, suggesting instead that most people function well on a range of just under six to almost seven-and-a-half hours of subjective sleep. He also debunks the idea that waking during the night is inherently problematic. According to him, it becomes an issue only when we respond with anxiety and clock-watching, rather than accepting it as “restful wake” in the way our ancestors likely did. That said, he is clear that overdoing the double espressos or soaring stress levels point to deeper issues that need to be addressed.

A 12-Point Plan for Practical Insomnia Relief

Van De Laar is careful to note that conditions such as sleep apnoea and narcolepsy need specialised treatment. However, for those of us grappling with common insomnia, the book concludes with a sensible 12-point plan designed to optimise sleep. Grounded in research and delivered with calm authority, How to Sleep Like a Caveman is a practical guide for anyone hoping to make peace with the night.

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Review of Blood’s Inner Rhyme by Antjie Krog

Written by Karen Wilson on . Posted in Chartered Library, Resources. No Comments on Review of Blood’s Inner Rhyme by Antjie Krog

South African poet Antjie Krog explores her complex relationship with her writer mother, Dot Serfontein, and anchors the book in the final few years her mother spent in a small flat with a caregiver.

Using correspondence between mother and daughter when Antjie was travelling overseas, and her visits to her mother in Kroonstad, she reflects on their connection. While they shared an abiding love for the Free State and a bond as the two creatives in their family, they had clear differences in ideology and outlook, and admiration was at times tempered with frustration. Afrikaner culture and heritage remained a sensitive area between them. Little anecdotes throughout the book illustrate Dot’s sharp intellect and feistiness, and the sense of humour of both women.

The author also reaches back to the Anglo-Boer War and draws material from Dot Serfontein’s old documents and unfinished writings. Then she blends in her own series of interviews conducted with people in inter-racial marriages in South Africa.

The timeline moves back and forth quite a lot and is punctuated with matter-of-fact extracts from the care staff’s daily log of how “the patient”, Antjie’s ailing mother, is faring. It is an unemotional but nonetheless sad background commentary on her age-related decline.

Antjie Krog’s “autobiographical novel” is her way of clarifying and finding closure on a relationship that was clearly precious to her, albeit one that was far from effortless.

A copy of Blood’s Inner Rhyme is available on short-term loan from the Chartered client library. The book is also published in Afrikaans under the title Binnerym van Bloed.

Review of “Beyond Anxiety” by Martha Beck

Written by Karen Wilson on . Posted in Chartered Library, Purpose, Resources. No Comments on Review of “Beyond Anxiety” by Martha Beck

Martha Beck holds a PhD in Sociology from Harvard, among other degrees, and has established herself as a leader in the field of life coaching. Having grappled with severe anxiety herself, she made it her mission to research the subject and identify effective ways of curbing anxiety’s grip on Western society.

First off, she observes that many of us have grown up in a culture that reveres left-brain thinking– logical, controlling, competitive and productivity-obsessed – with too little focus on the right brain. The result is a pandemic of ‘anxiety spirals’ triggered by fear and trauma that aren’t grounded in present reality but keep looping back; she is convinced that the antidote is learning to harness the creative right brain to quieten anxiety and ignite innovative problem-solving and a joyful sense of purpose and connection.

The author herself went through IFS (Internal Family Systems) therapy, which she found helpful in understanding how different parts of the psyche react when under stress, and she explains this further in quite a bit of detail. She also shares other personal experiences, as well as those of clients and colleagues, including the fascinating case of Dr Jill Bolte Taylor, whose left hemisphere stopped functioning at the time she had a stroke at the age of 37 (if you’re interested, she wrote a book about this called My Stroke of Insight, and has a TED Talk).

Martha Beck uses humorous and whimsical metaphors to convey concepts – from ‘stitching a sanity quilt’ to ‘magical chickens’. The book contains numerous exercises that can be applied to calm your ‘anxiety creature’ – yes, you should give it a name as it’s not going anywhere! – and progresses through suggestions and practices to connect you with your curiosity and creativity, and use these as tools to find peace and purpose.

The book is organised into three main sections. The latter part of Beyond Anxiety does move into spiritual and metaphysical territory and a broader discussion on humanity. As she unapologetically states, it may seem a bit too “woo woo” for some people – but it certainly makes for thought-provoking reading.

Review of “Book People” by Paige Nick

Written by Karen Wilson on . Posted in Chartered Library, Learn, Resources. No Comments on Review of “Book People” by Paige Nick

Some of you may recall that Paige Nick had a column in the Sunday Times about a decade ago. Aside from being a freelance advertising copywriter, she has also written several books, her latest being Book People. It is a witty take on book lovers and the minefield of social media.

In real life, Paige Nick established an online book club called the “Good Book Appreciation Society”, which encourages its members to share honest reviews and opinions about their reads. She has given it a fictional twist in her book, with the founder being Norma, a forty-something ex-South African living in London, who is at a career and relationship crossroads. Norma’s little Facebook sideline ticks over in a reasonably civil manner until Harry Shields, a self-promoting and not particularly talented author-member, takes offence at a harsh review of his second novel. Instead of letting it blow over, the blow to his ego sees him taking to his keyboard with a vengeance to tackle his detractor. It is not long before other members enter the fray, and opinions and emotions are flying like missiles. If you’re one of the “I’m here for the comments” people on social media, you will appreciate the online sparring.

In Harry’s life, his obsession with the bad review and tracking down the person behind it starts to unravel his marriage, friendships, and his physical and mental health. Through his largely self-inflicted experiences, Book People takes a satirical look at social media concepts like ‘going viral’ on TikTok (making a public spectacle of yourself in the same room as a teen armed with a smartphone is not recommended) and ‘cancel culture’. Even usually mild-mannered bookworms can turn on you!

Overall, it is a fun read on a topical subject. So, if you’ll excuse me now, I’m going to see what goes on in the Gen Z land of BookTok.

Book People is available for short-term loan from our Client Library.

Review of “The 5 Types of Wealth” by Sahil Bloom

Written by Karen Wilson on . Posted in Chartered Library, Resources, Retiremeant. No Comments on Review of “The 5 Types of Wealth” by Sahil Bloom

At Chartered, we use the Wheel of Balance as a guide to a fulfilling life, focusing on eight key areas: work, play, purpose, health, money, relationships, give-back, and learning. There are certainly parallels in Sahil Bloom’s The 5 Types of Wealth. In his book, he proposes that real wealth has five dimensions, and you need to find balance across all of them – time, social, mental, physical, as well as financial wealth. True wealth is not just about what you have in the bank. While the author asserts that all five elements should co-exist, he adds that their relevance fluctuates through life’s seasons.

The book is nearly 400 pages long, so here’s a glimpse at each section:

  • Time Wealth: Are you prioritising the people and things that really count, or are you stuck on the treadmill of ‘busyness’? The author is fond of little charts and graphs to illustrate points or research, so expect to encounter a few under Time Wealth.
  • Social Wealth: Ask yourself who would be in the front row at your funeral – and nurture those relationships. Strong relationships are the stand-out factor in healthy ageing.
  • Mental Wealth: Maintain curiosity, a sense of purpose and lifelong learning. He shares a memorable story of a 90-year-old man who asked to attend an astronomy class at Harvard University in lieu of a birthday gift (wish granted).
  • Physical Wealth: He poses the question, “Will you be dancing at your Eightieth Birthday?” I’m sure we all hope to be doing the Salsa and not sitting on the sidelines!
  • Financial Wealth: Decide what qualifies as “enough”. He offers an overview of ways to grow your money (chat to your Financial Planner) and the wise words “never think twice about investing in yourself” in terms of education, fitness, food, sleep and mental health.

Bloom references books that we’ve reviewed and have in our client library, including James Clear’s Atomic Habits, Morgan Housel’s The Psychology of Money, Outlive by Dr Peter Attia, and The Good Life study.

Each section concludes with a summary and systems (some inspired by well-known figures) to improve areas needing attention. He reiterates that you should select the tools that are likely to work for you and not try to implement them all. So, here’s to a wealthier you!

Review of “The Next Day” by Melinda French Gates

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Many people will know of Melinda Gates as the philanthropic wife (now ex) of Microsoft billionaire Bill. Approaching her 60th birthday and recently divorced, she has compiled a personal reflection on the key junctures in her life and what these have taught her. The book is subtitled Transitions, Change, and Moving Forward, and this is the essence of what she writes about.

Melinda came from a close-knit family, excelled at school and university, and landed her first job at Microsoft after earning her degree in computer science and an MBA. Over the years, she combined motherhood with her global work at the Gates Foundation. Despite the privilege and profile of her adult life, her life experiences are universal and relatable. She talks about leaving home to go to university and initially struggling to fit in and thrive, the challenges of parenthood and later an empty nest, career dilemmas, dealing with terminal illness and death close to her, ageing, and ending her marriage. With the passage of time, she believes she has become more adept at learning and growing with each new transition, and what she calls distilling the sound of one’s own inner voice.

Through it all, she has kept a special circle of friends who are always there for one another. She has also delved into poetry and spirituality to gain more perspective and understanding of change, and some of her favourite inspirational quotes are incorporated into the chapters.

She sums it up eloquently toward the end of her book: “After all, transitions are disruptive and disorienting. They lay waste to all our careful planning and force us to question our assumptions, our ambitions, even our very identities. But that, I’ve come to understand, is part of their magic.”

The book is only 160 pages long, so it is a quick read and feels like a leisurely catch-up about life with a friend.

The Chartered client library has a copy of The Next Day by Melinda French Gates for short-term loan.

Book of the Month: “The Let Them Theory” by Mel Robbins

Written by Karen Wilson on . Posted in Chartered Library, Health, Resources. No Comments on Book of the Month: “The Let Them Theory” by Mel Robbins

What if the secret to more happiness, freedom, and peace was just two little words? In The Let Them Theory, bestselling author and mindset powerhouse Mel Robbins delivers her most liberating message yet: Let Them.

If you’ve ever felt overwhelmed, frustrated, or stuck trying to manage other people’s expectations, emotions, or opinions—this book is your permission slip to stop. With her signature no-nonsense style, real-life stories, and deep insight, she encourages us to release the exhausting habit of trying to control what we can’t and instead refocus on what we can—ourselves.

Whether it’s managing complicated family dynamics, handling stress at work, letting go of comparisons, or silencing your inner critic, The Let Them Theory offers science-backed tools to reclaim your energy and peace of mind. It’s a simple yet powerful idea: let them judge, let them leave, let them have their opinions… and turn your attention back to what truly matters to you.

What I especially love about this book is how universal and empowering the message is. Mel’s writing feels like a conversation with a wise (and witty) friend who has your best interests at heart. You may already know her from The Mel Robbins Podcast, where she shares bite-sized strategies for motivation and mindset. This book captures that same magic—but goes even deeper.

Through relatable examples, Mel shows how freeing it can be to let others be who they are—while staying grounded in your own values and goals. I’ve found myself recommending The Let Them Theory to just about everyone lately—and for good reason. It’s a reminder that you don’t need to fix everything or everyone. Sometimes, the most powerful thing you can do is… let them.

A copy of the book is available for short-term loan from the Chartered library.

Review of “How to Age Disgracefully” by Clare Pooley

Written by Karen Wilson on . Posted in Chartered Library, Client Story, Resources. 1 Comment on Review of “How to Age Disgracefully” by Clare Pooley

This is the third novel that British author Clare Pooley has published in the past five years, following the success of her debut novel, The Authenticity Project, and 2022’s offering, The People on Platform 5.

How to Age Disgracefully is a light-hearted read with a message about ageing and intergenerational connection, sometimes humorous and sometimes poignant; it’s a heart-warming tale to add some joy to this Valentine’s month.

Clare Pooley has gathered a colourful and quirky cast of characters, some with lives that haven’t turned out quite as they’d hoped. There’s midlife Lydia, who is dealing with an empty nest and a pompous straying spouse, trying to find herself again after years of being the perfect wife and stay-at-home mom. Teenage dad Ziggy is grappling with early onset responsibilities and an environment threatening to derail his attempts to make a better life. At their local community centre, their lives intersect with a group of senior citizens – Daphne, whose years of self-imposed isolation hide a secret, a failed actor with a bad habit estranged from his family and, of course, a prolific knitter. A scruffy canine is thrown into the mix when its elderly owner meets with a freak accident.

They band together for a cause dear to them all – saving their community centre from demolition after the council deems it structurally unsound and a commercial developer looks set to buy the site. Their combined efforts to raise funds for repairs engage everyone from the preschoolers to the seniors who have come to rely on the centre’s facilities. From a nativity play to a pet talent contest, they try every avenue to bring in money to get the building back to standard. Clare Pooley writes with wit and sensitivity, and she clearly believes that age shouldn’t limit your capacity for fun, creativity, challenge and adventure.

A copy of How to Age Disgracefully is available for short-term loan from the Chartered Client Library.

Review of “Place” by Justin Fox

Written by Karen Wilson on . Posted in Chartered Library, Play, Resources. No Comments on Review of “Place” by Justin Fox

While the rest of us plan a beach or bush break or perhaps a culinary tour, Justin Fox decided to combine his passions for travel and local literature. In Place, the former editor of “Getaway” magazine, embarks on a solo quest to visit the settings of several well-known South African stories. These environments were very close to the hearts of the authors of the books and, in some cases, also evoked personal memories for Justin Fox.

He undertakes nine mini expeditions to track down the locales, farms and homesteads where the authors or their characters were said to have resided or to retrace and explore the routes they took. The works that inspire his travels are anchored in various parts of South Africa’s diverse landscape, and he wants to immerse himself in the “spirit of place” that the writers conveyed so powerfully in their stories or poems. This deep-rooted relationship that people can have with an environment is a thread throughout Fox’s book. He notes that one of the challenges of emigration is the loss of a familiar landscape with its distinctive smells, sounds, colours and connections that are locked into memory, often from childhood. Sometimes, it can be harsh terrain, but it is still an integral part of who you are.

His journeys span the Northern, Western and Eastern Cape and extend up to Mpumalanga, Limpopo and North West province. His ‘travel guides’ include classics like Olive Schreiner’s Story of an African Farm (Eastern Karoo) and Jock of the Bushveld – both of which are now faint memories from my school days! Herman Charles Bosman’s Groot Marico tales and Dalene Matthee’s Knysna Forest novels also feature in his itinerary. Those who are familiar with the Wild Coast will appreciate his pilgrimage fuelled by Zakes Mda’s Heart of Redness.

The years have wrought inevitable change, and at times, Fox is dismayed by signs of disrepair or the impact of development and greedy agendas. But at each destination, his chosen book gives him a channel into the sense of place that its author experienced.

A copy of Place by Justin Fox can be borrowed from our Chartered Client Library.

Review of “The Hitchhiker’s Guide to AI: A Handbook for All” by Arthur Goldstuck

Written by Karen Wilson on . Posted in Chartered Library, Learn, Resources. No Comments on Review of “The Hitchhiker’s Guide to AI: A Handbook for All” by Arthur Goldstuck

Thanks to ChatGPT, which put artificial intelligence centre stage in late 2022, it has become apparent that AI is and will continue to be a part of our lives. In fact, as Arthur Goldstuck points out, AI has been around for a while in various forms but didn’t grab the global spotlight the way ChatGPT has done – with Bing Chat and Google Bard losing out on the starring role.

If you are old enough, you may remember that Arthur Goldstuck published a South African guide to the Internet back in the mid-nineties. The local tech guru’s 2023 book covers the good, the bad, and the ugly of artificial intelligence. On the upside, it is being used to save time spent on grunt work – like sifting through medical records, searching for legal precedents, and picking up fraud or sales patterns. Industries as diverse as healthcare, travel, financial services, agriculture, law, manufacturing and creatives are tapping into the benefits of AI. One impressive example he gives (which has South African roots) is a company called “Aerobotics”: they use AI to analyse drone video footage to advise farmers across the continent on improving output and sustainability.

Things can get a little grey in areas like creativity and education. AI in creative writing should be a tool for ideas the human author will flesh out and fact-check (while injecting emotion, tone or personal insights). However, as in education, Arthur Goldstuck acknowledges that misuse of AI by the lazy undermines learning and creativity. He believes that while banning it isn’t the answer, schools and teachers must have clear policies on AI as an educational aid.

From grey to grimy … inevitably, AI is also being exploited by the less honourable among us. The author takes us through the more troubling possibilities, from copyright infringements and spreading misinformation to ‘deep fakes’ and ethical questions around releasing new music from deceased artists.

The book chapters are flagged with small icons to denote whether they cover general learning material or are of more targeted interest. So, if you don’t know adaptive from generative AI, and are keen to understand how AI is making itself felt in our lives, then this book could be helpful.

P.S. While I didn’t resort to ChatGPT to compile this short review, I did consult Grammarly, a form of AI, for any feedback on my grammar and phrasing … occasionally the human knows best!

Filling the Gaps: How Making Appointments with Yourself Can Ease Transitions

Written by Lyndsay Barr on . Posted in Purpose, Resources. No Comments on Filling the Gaps: How Making Appointments with Yourself Can Ease Transitions

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Transitions, whatever they may be, often involve a change in routine. Whether it’s adjusting to an empty nest, retirement, or another significant life shift, these changes can leave us feeling unmoored, unsure of how to fill the time and space once occupied by familiar activities and responsibilities.

As I transitioned into an empty nest, I found myself slipping into a slump where weeks seemed to blur together. The routine and purpose once defined by my children’s needs were suddenly gone, leaving an unsettling emptiness. I realised that if I didn’t make some changes, I could easily become stuck in this rut.

To bring structure and purpose back into my life, I began making weekly appointments with myself. These weren’t about filling my schedule with busy work; they were about reconnecting with myself and exploring new interests to fill the gaps left by my children.

Last week, my self-imposed appointments included two spinning classes, evening walks with the dogs, and an embroidery class with a friend. These activities weren’t chosen because of a deep passion but rather as a way to stay accountable to myself. Some, like spinning, offered a physical outlet, while others, like the embroidery class, were a chance to try something new, even if embroidery isn’t in my future.

This week, I’m excited to dust off my camera and spend time in the garden taking pictures before dusk—an activity that reconnects me with my love for photography. I’ve also planned a date night with my husband and a visit to Exclusive Books to browse, something I’ve always loved but haven’t made time for in a while.

Through this process, I’ve learned that transitions like these can leave you feeling lost, unsure of your direction, and disconnected from the routines that once anchored you. But by committing to these weekly appointments, I’ve found a way to fill the gaps that were left behind. Even when I don’t enjoy every new thing I try, the act of making these commitments keeps me accountable, pushing me to stay active and engaged rather than slipping back into that initial slump.

Here are a few tips that might help you navigate your own transitions:

  • Try New Things: Step out of your comfort zone and explore new activities. Even if they don’t all become lifelong passions, they can help you discover new interests and keep your mind engaged.
  • Reconnect with Old Passions: Use this time to revisit hobbies or interests that you may have set aside. Whether it’s a creative pursuit, gardening, or volunteering, reconnecting with old passions can bring a sense of fulfilment.
  • Set Small, Achievable Goals: Start with small goals that are easy to accomplish. As you meet these goals, you’ll build confidence and momentum, making it easier to tackle bigger challenges.
  • Find a Community: Transitions can feel isolating. Joining a group or class related to your interests can help you build a new social circle and share experiences with others going through similar changes.

By setting aside time each week for intentional activities, you can begin to carve out a new path and find purpose, no matter what transition you are going through.

Review of “Same as Ever” by Morgan Housel

Written by Karen Wilson on . Posted in Chartered Library, Money, Resources. No Comments on Review of “Same as Ever” by Morgan Housel

You may recognise the name of this month’s author: Morgan Housel wrote the hugely popular The Psychology of Money, which we reviewed in the March 2023 edition of Inflight. In this subsequent offering, he sets out to identify what never changes in a changing world.

Morgan Housel delves into history to discover what has remained consistent over time. This includes the sobering fact that the future will always serve up surprises and, as he states in his initial chapter, “much of the world hangs by a thread”.

The book is divided into 23 short chapters, each with a punchy title, such as “Calm Plants the Seeds of Crazy”, “Risk Is What You Don’t See”, “Casualties of Perfection”, and “Wounds Heal, Scars Last”. They all revolve around human nature and motivations, as well as repeating cycles or trends – economic and otherwise.

As he does in The Psychology of Money, Housel weaves real-life stories and examples into each chapter to flesh out his concepts and includes numerous famous names – with mavericks like Steve Jobs and Elon Musk featured in the chapter entitled “Wild Minds”. Quotations from Benjamin Franklin to best-selling author James Clear (“People follow incentives, not advice.”) add credence to the topic “Incentives: The Most Powerful Force in the World”.

Compounding is a favoured theme in The Psychology of Money. In Same as Ever, it pops up in his premise that most catastrophes and major achievements result from a series of tiny events that combine to make a big impact. In another echo of his earlier book, Same as Ever also makes the point that nothing worth pursuing ever comes without a price in some form or the other. “Too Much, Too Soon, Too Fast” discusses both nature and business – and the failures produced when combined with this trio of excess.

Although the individual chapters in this book don’t seem to flow quite as well as those in The Psychology of Money, Same as Ever certainly gives you food for thought about recurring patterns and behaviours over time.

Both Same as Ever and The Psychology of Money are available on a short-term loan from our Chartered client library.

The Bittersweet Farewell: When Your Loved Ones Leave South Africa

Written by Lyndsay Barr on . Posted in Relationships, Resources. 4 Comments on The Bittersweet Farewell: When Your Loved Ones Leave South Africa

The thrill of opportunity and the promise of a brighter future—these are the images often painted when our children or grandchildren decide to spread their wings and fly to foreign shores. Yet, beneath the excitement and logic that propel us to cheer them on, there lies a profound and often unexpected grief. It’s a complex emotion, a bittersweet mix of pride and pain, that echoes in the hearts of countless South African parents and grandparents.

My own journey with this complex emotion began this month when my son Mike embarked on an adventure to pursue his master’s degree in international business at the University of South Carolina, a programme that qualifies him for a work visa and subsequent career opportunities in the United States, making it uncertain if and when he will return home. On the surface, it was a decision brimming with potential and excitement. Below this excitement, however, was a growing sense of emptiness. The realisation that my daily interactions, the shared laughter, and his comforting presence would be replaced by fleeting visits and digital connections was a stark and sobering truth.

It’s a grief that often feels at odds with the circumstances. Logic dictates that this is a positive chapter, a stepping stone to a fulfilling life. But the heart, it seems, has its own agenda. It yearns for the familiar, the comforting rhythms of shared existence.

This experience was amplified when I considered the impact of Mike’s departure on my parents. The passage of time, with its inherent fragility, casts a different light on these farewells. While I can still plan and anticipate future visits, their ability to do the same is limited by the uncertainties of age, making the goodbye even more heart-wrenching.

My mother found comfort in the words of Kahlil Gibran, which she shared with me. His poignant reflection on children as “arrows loaned to you by life” resonated deeply with her. As he writes, “They come through you but not from you, and though they are with you, yet they belong not to you.” These words, while offering little comfort in the moment, provided a broader perspective on the cyclical nature of life.

So, how do we navigate this complex landscape of emotions?

  • Acknowledge your feelings: It’s essential to give yourself permission to grieve. This isn’t about denying the opportunities or minimising the achievements; it’s about acknowledging the depth of your love and the changes that accompany this new chapter.
  • Build a support network: Connect with other people who are experiencing similar emotions. Sharing your feelings can be incredibly therapeutic.
  • Embrace technology: While it can never replace physical presence, technology offers invaluable connections and can help bridge geographical distances.
  • Create new rituals: Establish new traditions to mark special occasions. Whether it’s a weekly video call, a WhatsApp group, or a virtual family gathering, these rituals can provide a sense of continuity. My son created a WhatsApp group for the extended family where he posts videos, pictures, and daily ramblings.
  • Don’t be afraid of social media: If your grandchildren/children are on Instagram or TikTok, go ahead and create an account and follow them. This can be a great way to stay connected and up-to-date with their lives.

Remember, this is a journey, not a destination. It’s about finding a balance between celebrating their successes and honouring your own emotions. With time, the pain will soften, and the joy of their accomplishments will continue to grow. Hopefully, one day, the distance will feel like a bridge rather than a barrier, cultivating a deeper and more meaningful connection.

OUTLIVE by Dr Peter Attia

Written by Pat Blamire on . Posted in Chartered Library, Health, Resources. No Comments on OUTLIVE by Dr Peter Attia

“Outlive – the Science and Art of Longevity” is a compelling exploration of longevity, health, and the science behind ageing gracefully. Dr Attia draws upon his extensive experience in medicine and research to provide readers with practical insights and strategies for extending lifespan while maintaining optimal health.

He talks about the Four Horsemen, being the four main chronic diseases that afflict us as we get older: heart disease, cancer, diabetes and Alzheimer’s disease. In trying to live longer, and live better for longer, he maintains that we need to step in sooner rather than later to try and stop the Horsemen in their tracks.

The objective is not to live to 120 or 150, but rather to start thinking about our later years now and taking action to improve the quality of these years.

Dr Attia delves into the underlying mechanisms of ageing and covers topics such as genetics, diet, exercise, sleep, and mental well-being. He has tried to simplify complicated subjects to enable the layman to understand them. He does not offer quick-fix solutions or gimmicky trends and does not believe there is a one-size-fits-all; longevity requires a personalised approach. He discusses the importance of nutrition and exercise, encouraging readers to take a proactive role in optimising their well-being.

There is no “magic pill” that he comes up with. He maintains that the most potent longevity drug is exercise. No other intervention does nearly as much to prolong our lifespan and preserve our cognitive and physical function. However, he believes that most people do not do nearly enough of this.

Overall, “Outlive” is a thought-provoking and informative book for anyone interested in maximising their lifespan and improving their quality of life. It empowers readers to make informed choices that align with their unique needs and goals and offers a roadmap for achieving longevity and vitality well into old age.

A copy of Dr Peter Attia’s “Outlive” is available for short-term loan from the Chartered client library.

Granting Ourselves the Grace of Self-Permission

Written by Lyndsay Barr on . Posted in Purpose, Resources. No Comments on Granting Ourselves the Grace of Self-Permission

Inspired by Kim’s blog.

The Permission Slip Exercise

We all harbour thoughts, ideas, or beliefs that hold us back. Ask yourself:

  • What are the qualities, thoughts, or inner voices you need to banish?
  • What new beliefs and qualities can you focus on to allow yourself to thrive?

Answer these questions and jot down the limiting beliefs to banish alongside the ones to embrace.

Examples of Self-Permission

Granting ourselves permission takes many shapes; here are a few examples to explore:

  • Permission to Say No: It’s okay to decline requests that don’t align with your values or current priorities. Permit yourself to prioritise your own needs.
  • Permission to Rest: Prioritise your well-being! Grant yourself permission to recharge without feeling guilty.
  • Permission to Celebrate: Celebrate moments and achievements, whether big or small.
  • Permission to Change Your Mind: We’re constantly evolving. Give yourself the flexibility to change your opinions or plans as you gain new insights or experiences. It’s okay to pivot when necessary.
  • Permission to Pursue Passion: Make time for activities that bring you joy, even if they don’t seem practical.
  • Permission to Disconnect: In our hyper-connected world, grant yourself permission to unplug from technology to reconnect with yourself and your surroundings.
  • Permission to Ask for Help: You don’t have to do everything alone. Allow yourself to seek support when you need it.
  • Permission to Prioritise Self-Care: Make your physical, mental, and emotional health a priority. Grant yourself permission to invest in self-care practices that nourish and rejuvenate you.
  • Permission to Set Boundaries: Give yourself permission to set boundaries that protect your time, energy, and emotional well-being.
  • Permission to Just Be: Sometimes, we just need permission to exist peacefully in the present moment without striving or needing to achieve anything. Give yourself space to breathe, be comfortable in your own skin, and simply “be.”

Sticky Note Reminders

Writing your permission slips on sticky notes and placing them on your mirror, fridge, or above your desk serves as potent reminders and often helps silence the inner critic.

Your Turn

So, what are you going to give yourself permission to do this year? Share your permission slip ideas in the comments below.

Review of To Walk It Is To See It by Kathy Elkind

Written by Karen Wilson on . Posted in Chartered Library, Purpose, Resources. No Comments on Review of To Walk It Is To See It by Kathy Elkind

(1 Couple, 98 Days, 1400 Miles on Europe’s GR5)
Reviewed by Karen Wilson

After American Kathy Elkind and her husband Jim moved to Vermont and became empty nesters, they decided to plan a grand walking adventure. In her late fifties and moderately fit, Kathy selected the Grande Randonnée Cinq (GR5) route, starting in Hoek van Holland in The Netherlands and finishing in Nice, France, a distance of 2300 kilometres. Her rationale was that this route would be more refined than rugged, offering a better chance of her making it through to the end!

The official trail winds through Europe’s Vosges, Jura and the Alps mountain ranges, so it is not just a leisurely stroll. On longer days, they walked up to 37 km, overnighting in gîtes (simple country lodgings for travellers) or occasionally a hotel as a treat and a chance to rest up in comfort. At times, kind strangers stepped in to find them somewhere to sleep. Along the way, they befriended different local walkers for the brief time that they had a path and destination in common.

Kathy’s richly descriptive writing invites you along for the walk. She brings the scenery, villages, and walking conditions to life and shares her highs and lows as the three-month trek unfolds.

For Kathy, walking the GR5 was also a journey of introspection and discovering who she was as she approached her sixth decade. She looks back on her struggles with dyslexia (that she became a teacher and wrote this book is a huge achievement) and comfort eating, and reflects on her 28-year marriage – did she marry Jim for the right reasons, and how compatible are they, particularly as they enter a new phase of their lives? Seemingly, both she and Jim came away with more clarity and connection, thanks to that Alpine air!

It is an enjoyable read that may inspire sedentary individuals to rush out and buy their first pair of sturdy walking shoes.

A copy of To Walk It Is To See It by Kathy Elkind is available in the Chartered client library for short-term loan.

Conversation Starters: Are You Avoiding ‘The Talk’ About End-of-Life Plans?

Written by Lyndsay Barr on . Posted in Estate Planning, Resources. No Comments on Conversation Starters: Are You Avoiding ‘The Talk’ About End-of-Life Plans?

For many families, the mere thought of discussing end-of-life plans sends shivers down their spines. Laden with anxieties and unspoken worries, these conversations often get pushed aside, creating an even heavier burden down the line. Parents might grapple with a mix of emotions – fear, anxiety, even guilt at needing support or burdening their children. Children, in turn, may worry about upsetting their parents by raising the topic. But here’s the truth: discussing end-of-life plans isn’t a morbid exercise; it’s a gift of clarity and peace of mind for everyone involved.

Let’s explore the contrasting stories of two clients and the valuable lessons they offer.

Client A: Open Dialogue

Sarah and her parents have had open conversations about their wishes for the future. Legal documents are in order, care preferences shared, and even funeral plans discussed. This transparency eliminates last-minute scrambling, eases anxieties, and, most importantly, allows Sarah to cherish each present moment with her parents, free from the weight of unknowns.

Client B: Uncertainty Across Continents

Now, consider Emily’s situation. Her attempts to initiate similar conversations with her parents, living miles away, have felt like pushing against a wall. Despite numerous efforts, the discussions haven’t led to concrete plans or answers to her pressing questions. Unanswered questions linger: Who makes decisions if one parent passes? What are their preferences for care and final wishes? Though named executor, Emily grapples with future logistical hurdles: time zones, legal complexities, and unfamiliar systems. These uncertainties amplify her worries.

While Sarah and Emily’s situations differ, they both highlight the critical role of open communication. Talking now, not later, is the key to avoiding future stress and confusion. Having conversations now provides clarity and reduces future anxieties. Open communication ensures your loved ones’ desires are understood and respected.

Starting the Conversation

Remember, this doesn’t have to be a single, daunting discussion. Take it one step at a time:

  • Begin with shared values: Start with broader questions about their priorities and future aspirations. What matters most to them? What legacy do they wish to leave?
  • Focus on present concerns: Talk about their current preferences for healthcare and living arrangements. This establishes a foundation for future discussions.
  • Listen actively and validate feelings: This is a collaborative effort, not an interrogation. Acknowledge their emotions without judgment.
  • Respect their pace: Understand that these conversations may take time and emotional processing. Be patient and supportive, creating a safe space for open dialogue.
  • Frame it positively: View the conversation as an act of love and preparation, ensuring a smoother transition for everyone.

Talking about mortality isn’t easy, but avoiding it carries a heavier cost. Remember, a little courage and open communication goes a long way. As Brene Brown reminds us, courage is not about daring to jump off a cliff. It’s about having tough conversations about our lives and relationships, showing up when we’re afraid, and doing hard things that matter.

Additional reading: The Importance of a Legacy Folder

REVIEW of “The Lost Art of Dying – Reviving Forgotten Wisdom” by L.S. Dugdale, MD

Written by Karen Wilson on . Posted in Chartered Library, Purpose, Resources. No Comments on REVIEW of “The Lost Art of Dying – Reviving Forgotten Wisdom” by L.S. Dugdale, MD

Dying is a subject that many of us skirt around, finding it morbid and unsettling, especially when it concerns ourselves or close family and friends. Lydia Dugdale, Associate Professor of Medicine and director of the Center for Clinical Medical Ethics at Colombia University, is an internal medicine primary care doctor who believes that our approach and attitude to dying have changed to our detriment in the modern world.

Dugdale was inspired to write her book after coming across literature originating in the 15th century. The genre was known as ars moriendi (the art of dying) – a handbook for dying well, to be learned while still in good health, in an era when average human lifespans were relatively short. She concluded that we no longer anticipate and prepare well for our mortality for various reasons. She attributes this partly to advances in medical technology and facilities since the early 20th century, which enable us to distance ourselves from death. We are now also inclined to view medical interventions and hospitalisation as a tool to stave off death, even under the direst circumstances. She deems that sometimes such interventions aren’t beneficial and can add to the suffering of the dying.

Some of the topics she covers are finitude (accepting that there are limits to human life), community (staying connected to and supported by others throughout life and at the end of life), hospital vs home (understanding when hospitalisation and/or resuscitation may not be the best choice) and confronting fear of death and degeneration. Whilst the book is not intended to be religious, she also examines the role of spirituality and ritual in preparing for and navigating death.

The author draws on her own experiences, both negative and positive, with frail and terminally ill patients and shares other stories and trends that lend credence to her views. She encourages people to practice patience, hope, humility, faith, and less attachment to material things during their lives as a way of preparing themselves for the eventual end of life – and she asserts early in the book that “The art of dying well starts with the art of living well”!

A copy of “The Lost Art of Dying – Reviving Forgotten Wisdom” by L.S. Dugdale, MD is available in our Chartered client library for short-term loan.

Chartered’s Year in Review: Making a Difference Through Give Back Initiatives

Written by Lyndsay Barr on . Posted in Give Back, Resources. No Comments on Chartered’s Year in Review: Making a Difference Through Give Back Initiatives

Give back is one of the key components of the Wheel of Balance. It’s important to note that giving back goes beyond charity work; it’s about making a positive impact and establishing a lasting legacy. This can take various forms, including volunteering, mentoring, or supporting causes that align with your values. At Chartered, we strongly believe in giving back, not just during retirement but throughout our lives. That’s why we promote integrating giving back into the lives of our clients and staff. We provide numerous opportunities throughout the year for staff members to participate in give back activities.

This year, we partnered with the Sunshine Association, an organisation dedicated to supporting children with intellectual, developmental, and physical disabilities, as well as their families and communities. The organisation offers a wide range of services, including early intervention, therapy, training, and support groups.

Our initial project involved establishing a thriving vegetable garden that helps provide food for the children and their families. Following this, we designed and constructed a sensory garden for the children. Sensory gardens offer many benefits for children with intellectual, developmental, and physical disabilities, including sensory stimulation, motor development, cognitive enhancement, social and emotional growth, relaxation, and stress reduction. The sensory garden has been a tremendous success, and the children thoroughly enjoy exploring it. Finally, we sanded and painted the jungle gym in the playground.

Some of our staff members spent a wonderful afternoon at the Johannesburg Children’s Home, where they painted the pool fence. The Johannesburg Children’s Home provides a safe haven for up to 64 children who have been deemed in need of care by the Children’s Court. JCH cares for Orphans and Vulnerable Children who have been identified as disadvantaged due to physical, sexual, or emotional abuse, severe neglect, or abandonment.

In our Cape Town office, the giving-back initiative took the form of creating Santa Shoe Boxes. The Santa Shoebox Project is an organisation that collects and distributes personalised gifts consisting of essential items and treats for underprivileged children across South Africa and Namibia. Each year, the project aims to bring joy to over 150,000 children in need.

Meanwhile, staff from our Eastern Cape office assembled care packs for Vistarus Mission Station, an organisation that provides a safe haven for impoverished, homeless, and addicted individuals, with the goal of reintegrating them into society.

These give back initiatives served as a reminder of the profound difference we can make in the lives of others, demonstrating that even the smallest acts of kindness can have a ripple effect, creating a more compassionate and connected community.

Are you involved in any give back initiatives? If so, please get in touch, as we would love to share your story.

Spotlight on San Sereno

Written by Lyndsay Barr on . Posted in Lifestyle Estates, Resources. 1 Comment on Spotlight on San Sereno

Nestled amidst the tranquil surroundings of Bryanston, Johannesburg, lies San Sereno, an idyllic haven for people seeking a vibrant and fulfilling lifestyle. San Sereno was acquired in 2017 by Auria Senior Living, a company focused on setting a new gold standard in senior living and care and providing the best quality of life to their residents. This award-winning retirement village offers a harmonious blend of sophisticated living, personalised care, and a wealth of amenities, catering to the diverse needs of its residents.

San Sereno’s elegant apartments and villas provide a sense of spaciousness and comfort, each meticulously designed to foster a warm and inviting atmosphere. Residents can choose from a variety of layouts, ranging from cosy one-bedroom units to spacious villas, all equipped with modern conveniences and tasteful finishes. For residents who require some help daily, their Assisted Living Suites provide a welcoming living environment where their Care Team are always close at hand, ready to assist as and when required.

Residents have a variety of services at their disposal. They provide an array of daily services that cater to their every need. On-demand services include laundry, housekeeping, golf cart shuttle, concierge, and round-the-clock emergency response.

Air-conditioned cinemas, fascinating talks, inspiring cultural and social events and entertainment are just a few of the many social events. Residents have access to a state-of-the-art wellness centre, gym, heated swimming pool, as well as a wide range of activities such as strength and balance classes, aqua aerobics, cardio workouts, Pilates and yoga. Biokineticists, physiotherapists, sought-after geriatricians, audiologists, optometrists, podiatrists and more are available to all residents.

San Sereno operates on a Life Rights model. You pay an upfront amount, which secures the right for you to occupy and enjoy your unit for the remainder of your life/lives. During this time, a monthly levy is payable to fund general operating and common area maintenance costs. This levy allows Auria Senior Living to take care of community management, maintenance, security and the provision of services in the senior living community.

Click here to read more

Meet San Sereno Resident– Vicky Lavagna-Slater

Vicky moved to San Sereno in May 2022 after having called Vanderbijlpark home for many years. Her husband had passed away, and she craved companionship. She particularly appreciates the friendly residents and staff, as well as the property itself, particularly the meticulously maintained gardens by the dedicated staff and residents alike.

Vicky has an active social life at San Sereno and plays bowls regularly, a pastime that has brought her immense joy and well-being. She also makes use of the heated pool to do aqua aerobics classes and enjoys a vibrant social calendar filled with art classes, bingo nights, and social gatherings organised by San Sereno.

Vicky describes San Sereno as a happy place where conveniences are close at hand, like a coffee shop, hairdresser, restaurant, and cinema. Adding to its charm is its prime location, making shopping excursions to Nicolway, Sandton City, or Fourways Mall hassle-free.

Vicky highly recommends San Sereno for anyone seeking a secure, welcoming, and impeccably managed community to call home.

Review of FINDING ME by Viola Davis

Written by Karen Wilson on . Posted in Chartered Library, Purpose, Resources. No Comments on Review of FINDING ME by Viola Davis

Viola Davis would probably not be the first name that comes to mind for most people if asked to specify an award-winning actress. My only acquaintance with her work was a random discovery of the TV series How to Get Away with Murder when it was screened on eTV a few years ago. Something about the gritty legal thriller and its imposing female lead had me engrossed.

Since reading her 2022 autobiography, I now know that Viola Davis has won all the prestigious performance awards – the Tony, an Emmy, an Oscar, as well as a recent Grammy for the audio narration of her memoir; to date, only 18 actors have achieved all four and earned the distinction of becoming an “EGOT”. She is also a graduate of the Juilliard School’s 4-year drama programme, although she felt that she didn’t really fit into the euro-centric training. That’s a truly impressive list of accomplishments, but reading her story leaves you in awe of what she had to overcome and how hard she worked to reach the pinnacle of her craft and a place of self-love.

Viola was born into poverty in the US and grew up as one of six children in a home where alcohol abuse and domestic violence were her backdrop. She describes rat-infested living conditions in buildings that were fire hazards, no heating or hot water in bitterly cold winters, and regular hunger. As a child, her dark skin and chronic bed-wetting added to her torment. Fortunately, there have been a few guiding lights in her life: her oldest sister loved school and encouraged Viola to learn and work towards something better, a teacher and a counsellor urged her to enter an arts talent competition as a teenager, there were friends and mentors as she pursued her acting career, and (after a friend told her to get down on her knees and pray for the kind of man she wanted) her husband of the past 20 years.

In her book, Viola shares her long, gruelling journey to success and self-acceptance, including therapy in later years as she struggled to embrace the traumatised child she had been and to see herself as worthy.

A copy of FINDING ME by Viola Davis is available in the Chartered Client Library for short-term loan.

The Never-Ending Journey of Learning

Written by Lyndsay Barr on . Posted in Learn, Resources. 1 Comment on The Never-Ending Journey of Learning

At Retire Successfully, we believe that lifelong learning is essential for a fulfilling retirement. Life is a tapestry of many threads; neglecting one can unravel the others. That’s why we’ve identified eight essential elements that weave together a balanced and meaningful retirement: work, give back, relationships, money, learning, health, purpose, and play. This month, we’re focusing on the “learn” element.

What is Lifelong Learning?

Lifelong learning is the continuous pursuit of knowledge and skills throughout one’s life. It is driven by a desire to grow and develop personally and professionally. Lifelong learning can take many forms, including formal education (such as attending college or university), non-formal education (such as taking online courses or workshops), and informal learning (such as reading books, watching documentaries, or engaging in conversations with experts).

The Benefits of Lifelong Learning

The benefits of lifelong learning are far-reaching – it keeps the mind active and engaged, which can help protect cognitive function and reduce the risk of dementia in later life. Learning new things can be an enriching experience, giving people a sense of accomplishment and purpose and helping them live more fulfilling lives. A wonderful added benefit is that continuous learning creates new opportunities for people to connect with others with the same interests.

Lifelong Learner: Meet Stephen Marcus Finn

Chartered client Stephen Marcus Finn is the epitome of a lifelong learner. Although Stephen, who’ll turn 75 next month, has a Master’s in English and a doctorate in Communication, he insists – and persists – in studying further – all the time.

In his mid-sixties, he returned to the piano to do his Grade 8 (the highest level) practical with the Royal Schools of Music, having to start from Grade 4. He did this in one year and, in the same period, went from Grade 1 to his Grade 8 theory exam, which he passed with distinction.

Six years ago, he completed his third year in Film at the Open Window and was also involved in acting at a private institution.

To celebrate his 70th birthday, Stephen gave a piano recital that included works by vegan composers, including the notoriously difficult Alexander Scriabin.

Three years ago, he obtained his Honours in Drama and Film Studies at the University of Pretoria, specialising in Research, Writing and Directing, and earned his degree with distinction. When he obtained his first Honours degree in English, he was the youngest student in his programme at the university; this time around, his fellow students were young enough to be his grandchildren.

Straight after a double-knee replacement, Stephen started writing an academic book on animal rights, Farmed Animals on Film: A Manifesto for a New Ethic, which took him a year to complete and was published by a major company in the USA. He has currently resumed his passion for writing novels, plays and poetry, but intends to continue (in the next year or two) with studies in … whatever he wants to do.

Stephen’s journey is proof of the endless opportunities for growth and fulfilment through lifelong learning. His story shows that it’s never too late to embark on a path of curiosity, discovery, and self-improvement.

Spotlight on Negester Onrusrivier

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Negester Onrusrivier is a lifestyle estate for the over-50s, situated in a tranquil coastal town near Hermanus, Western Cape, South Africa. It offers a range of property options, including full-title homes and sectional-title apartments within the care centre. The estate’s architectural design draws inspiration from Cape Malay houses, Stellenbosch’s Dorp Street, and modern farmhouses.

Residents of Negester Onrusrivier enjoy a range of amenities, including a modern care centre with 50 residential units, a lunchroom, a living room, a small library, a hair salon, and a clinic. The estate also offers different care packages to suit individual needs.

Negester Onrusrivier offers the perfect retirement lifestyle for those seeking a secure and serene environment with easy access to amenities and attractions.

Click here to view their website

Meet Negester Residents Peter and Jackie Mellowship

Peter and Jackie moved to the Negester North Estate in August 2014. Their primary reason for the move was downsizing to a more manageable property. Peter and Jackie were both in their sixties, and their children had all moved away (two of the three to overseas locations) and had their own families. They had a large property all to themselves with only occasional visitors.

Their part of the estate is purely residential, with no medical or care amenities, restaurants or communal facilities. It is a gated complex with 24-hour security and access control.

The bulk of the estate was designed with a 55+ theme featuring smaller, more manageable properties; in their case, their home is on one level, with wheelchair-friendly touches such as easy-access showers.

Socially, Peter and Jackie enjoy occasional lunches and dinner parties hosted by fellow residents at their homes. Having lived in the Hermanus area for 19 years, they most often socialise with friends made over the years rather than just in the estate.
Peter and Jackie have sound advice for others considering moving to an estate: carefully consider the type of facilities you will require in the future. Estates vary widely, ranging from purely gated communities to those providing comprehensive medical and care facilities. They know of several instances in which couples relocated to their estate, only to move once again shortly afterwards, because one partner needed access to medical care facilities. “Before making your decision, ask yourselves those tough questions,” recommend Peter and Jackie.

Review of The Good Life and How to Live It

Lessons from the World’s Longest Study on Happiness by Robert Waldinger and Marc Schulz

Written by Karen Wilson on . Posted in Chartered Library, Relationships, Resources. No Comments on Review of The Good Life and How to Live It

Lessons from the World’s Longest Study on Happiness by Robert Waldinger and Marc Schulz

The authors of this book (published in 2023) are the current programme directors of a Harvard research project that has been ongoing for an impressive 84 years. It has followed the lives of diverse participants, from their early teens through their senior years, incorporating a second generation along the way – all in a quest to deliver what the title of the book promises.

They aren’t, however, promising a shortcut to euphoria, and the authors do clarify that they are referring to eudaimonic happiness, which is “a state of deep well-being in which a person feels that their life has meaning and purpose” despite the inevitable disappointments, trauma and loss that we all experience over a lifetime.

It all comes down to relationships; other studies over the years also back up the data from the Harvard Study, i.e., quality relationships play a pivotal role in supporting our health and happiness. The Harvard Study participants who fared best in terms of happiness had strong relationships and were in better mental and physical shape into their 80s. Quality of and satisfaction with your relationships count and provide ‘armour’ when life delivers hard knocks.

The message is that all relationships – spanning spouses, family, colleagues, and friends – need effort towards embracing openness, offering and asking for support, facing into challenges, taking time to pause and understand emotions and situations better, paying attention (especially to long-term relationships that have shifted into autopilot) and showing genuine curiosity. Even interacting with a stranger can boost mood and open up opportunities. Loss of friends following retirement is quite common, and the authors encourage being purposeful about maintaining and creating social connections as life progresses.

The book provides some mini-Harvard-Study tools to gauge your ‘Social Fitness’ and plot your ‘Social Universe’, as well as a ‘W.I.S.E.R.’ model for dealing with challenging relationship events. Several life stories and comparisons among individuals who have participated in the Harvard project are included and add the human element to the research data.

A copy of The Good Life and How to Live It – Lessons from the World’s Longest Study on Happiness is available for short-term loan from our Chartered Client Library.

U3A – A Look Over the Fence

Written by Karen Wilson on . Posted in Learn, Resources. 4 Comments on U3A – A Look Over the Fence

Although I still have two feet in the working world, it seemed like sensible pre-planning to find out what social options lie on the other side of the fence for my next (and not-so-distant) life chapter. And so I joined U3A.

I first heard about the rather quirky-sounding University of the Third Age from my neighbour, a fit and feisty 70-something with whom I do a 5 km walk on Sundays – which gives us a lot of time to talk! She explained that U3A is a worldwide organisation that aims to provide mature people, many retired or semi-retired, a forum for continued learning, interaction, and knowledge exchange; there are around 30 branches in South Africa. She belongs to a smaller branch and, in addition to attending some of their talks, she participates in a photographic interest group and one for birding enthusiasts.

I selected one of the bigger branches – for its proximity to work and on the assumption that bigger would mean better when it comes to monthly talks. Upon arriving to attend my first talk and seeing the busy car park, I did have fleeting second thoughts about making a solo entrance. However, in the foyer, I met a friendly lady also on her own who bought me a “welcome” coffee and chatted to me about her part-time work in education; shortly afterwards, I also bumped into a couple of Chartered clients.

Over the past few months, the topics have included conservation, personal stories, and township economics, all delivered by engaging speakers. There are also various special interest groups that one can join, which cover art, computers, writing, hiking, theatre, history, philosophy and – for the poetic at heart – even Shakespearean sonnets! That’s quite an array of options to keep the brain cells firing and meet new friends.

The annual membership fee ranges from around R80 – R200, and the various branches’ monthly talks are usually held on a Tuesday morning in a community/church hall or auditorium in the respective areas. Membership is branch-specific, but most have a nominal visitor’s charge if you want to attend a talk at a branch other than your own.

While online information about the branches and contact persons is currently sparse, an umbrella website is under construction to list all the South African U3A branches with their essential details. For now, a Google search will bring up limited results for U3A Johannesburg, Johannesburg East, Johannesburg North and Pretoria, as well as Cape Town, George, Plett, East London and Durban if you are keen to join or find out more.

Spotlight on Eastlands Mature Lifestyle Estate

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Eastlands Mature Lifestyle Estate in Benoni North combines luxurious sectional title investment homes with premium wellness, healthcare, and frail care services within a secure and picturesque setting. Geared towards active and self-reliant individuals aged 50 and above, Eastlands offers a valuable asset promising a rewarding lifestyle and long-term financial returns. The Lifestyle Centre prioritises health and fitness with amenities like pools, a gym, and a bowling green, while the Healthcare and Wellness Centre, managed by CareLife, ensures residents’ future healthcare needs are met with a homely touch. Eastlands also provides convenient services such as pet-friendly units, a restaurant, and robust security measures, making it an appealing choice for retirees and property investors alike.

Click here to read more

Meet Eastland residents – Nico and Ellen Martins

Nico and Ellen Martins, residents of Eastlands Mature Lifestyle Estate in Benoni North, moved to this over-50s community in March 2018 after thorough research on retirement choices. They were attracted to the peaceful countryside environment of the estate, as well as its proximity to both the airport and city amenities. The flexibility of choosing from various building plans, ranging from one and two-bedroom units to three and four-bedroom free-standing houses, was another factor in their decision-making process. Nico and Ellen also considered the estate’s comprehensive facilities, including home-based care, health and frail care services, security, home and garden maintenance, and a restaurant.

Before becoming Eastlands residents, Nico and Ellen had spent 31 years in their Glenvista, Johannesburg home, cherishing that period in their life journey. However, recognising the need for lifestyle changes in preparation for the future, they moved to Eastlands. Despite their attachment to their former area, the absence of Mature Lifestyle Centres comparable to Eastlands led them to make the move.

They particularly appreciate the beautifully maintained gardens with ponds and walkways and the convenience of housekeeping, laundry, and gardening maintenance services. The estate’s friendly residents and the opportunity to enjoy walks in the adjacent farming areas are added bonuses. The estate offers a well-established library, a boardroom for business meetings, and a restaurant with an extensive à la carte menu, daily buffet meals, and a bar service. The restaurant also hosts regular functions for entertainment and private resident gatherings.

In terms of their social life within the estate, while they continue to work from home several days a week, Nico and Ellen find comfort in knowing that numerous social activities are available when they choose to partake. They often go on motorcycle rides with a small group and frequently organise dinner gatherings with their close friends from the estate at the restaurant.

The estate offers a wide range of activities, including bowls, table tennis, bingo, quiz nights, card games, and fitness classes. There are also opportunities for gardening and crafting, including a hobby room for sewing, knitting, and crafting enthusiasts. When time allows, Ellen enjoys attending the Courage Girls, who arrange coffee mornings and host interesting speakers.

When asked if they had any additional insights to offer, they recommended that anyone contemplating a move to Eastlands should start by visiting the estate and enjoying a meal at the restaurant. For them, living in the countryside is a blessing, although shopping centres may be a bit farther away. However, the estate offers a weekly shuttle service to a shopping mall and an airport drop-off service. Eastlands is ready for possible water issues with large water tanks, and the Lifestyle Centre is not affected by loadshedding as it has its own generator and solar power.

Review of I am Ella by Joanne Jowell

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Reviewed by Karen Wilson

Ella of the book title is now 102 years old, just a few years after a series of interviews with author Joanne Jowell, in which she shared her remarkable life. Remarkable that, despite tragic loss and suffering as a young woman, she found the strength to rebuild her life from zero and to thrive.

Ella was born into a close-knit and prosperous Jewish family in Poland. The advent of the Second World War and the Nazi occupation of her home country snatched away anything resembling normality for Ella, who was then in her late teens. She recounts their living conditions after they were forced into the Warsaw Ghetto, the extermination of twenty-three of her beloved family members, and her miracle survival of the Majdanek, Auschwitz and Bergen-Belsen concentration camps, along with her niece.

When Ella emerged from this horror in 1945, she was 24. It is a testament to her faith, optimism, and resilience that she started a new life in Paris soon after, then moved to Palestine/Israel, where she met her husband and followed him to South Africa mere weeks later – knowing nothing about her new country and speaking very little English. She and her husband ran a retail business in Brakpan for many years and raised four children who became successful professionals.

For decades, she rarely spoke about what she had endured but gradually began giving small talks to niche audiences. Joanne Jowell had the privilege of spending time with Ella in Cape Town (where she now lives close to her daughter) and documenting her life story. Joanne’s commentary on her interactions with Ella intersperses the narrative and provides more insight into Ella and her experiences. There are also some helpful footnotes explaining the Yiddish words and Jewish traditions that Ella references as she unpacks her memories.

Ella’s fighting spirit and determination to get the most out of life shine through in this book, along with her sense of humour – and the lessons she no doubt hopes humanity has learned from the tragedy of the last World War.

A copy of I am Ella is available for short-term loan from the Chartered Client Library. We also have a copy to give away. To stand a chance to win, email Lyndsay, and you will be entered into our lucky draw.

Spotlight on Sondela Senior Lifestyle Estate

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Nestled in the picturesque bushveld of Limpopo, Sondela’s over 50 Lifestyle Estate offers an idyllic retirement haven for those seeking a peaceful and secure living environment. With its close proximity to Pretoria, the estate provides easy access to city amenities while immersing residents in the breathtaking beauty of nature. Sondela is a premier Bela-Bela resort, offering a family-oriented atmosphere and a deep commitment to preserving and nurturing the natural environment. From rare game sightings to educational programmes and rehabilitation initiatives, Sondela embraces a holistic approach to life and nature. The estate’s retirement homes are thoughtfully designed, allowing residents to enjoy the convenience of nearby facilities and an array of activities, including game drives and access to the acclaimed Iketla spa. Whether you’re planning for retirement or already retired, Sondela Nature Reserve and Spa offers a sanctuary where residents can connect with nature, find tranquillity, and create cherished memories for a lifetime.

Click here to read more about the estate

Meet Sondela Residents Shirley and Philip Roach

The Roaches moved to the estate after starting the construction of their house in early 2021 and completing it towards the end of the same year. The allure of living amidst nature’s beauty, coupled with their desire to embrace a peaceful retirement away from the city, led them to make the decision to call Sondela home.

Having always been city dwellers and previously resided in bustling Centurion, the Roaches now revel in the tranquillity that Sondela offers. They thoroughly enjoy observing the diverse wildlife that meanders through their gardens and value their neighbours’ shared appreciation for nature. With Bela-Bela conveniently nearby for shopping needs and Pretoria within reachable distance, they have found the perfect balance between the African bush and necessary amenities.

Even though the estate is still relatively small, there is a great sense of community, and the Roaches have developed close relationships with their neighbours, enjoying get-togethers every so often. Additionally, they belong to a Pilates group that travels to Bela-Bela twice a week for exercise.

As residents of Sondela’s Senior Lifestyle Estate, Phillip and Shirley take advantage of the various amenities. They frequently explore the extensive bicycle trails, enjoying walks and bike rides amidst the picturesque surroundings. The swimming pools offer refreshing leisure options, especially during the summer months. They appreciate the privilege of going on game drives within the reserve, something they often do. Residents are encouraged to have friends and family visit them on the estate, and Shirley and Phillip have created special memories, particularly with their granddaughter.

Asked what advice they would give those considering moving to an estate, the Roaches emphasised the importance of familiarising oneself with the estate’s rules. They suggested carefully reviewing and understanding the regulations to ensure they align with personal preferences. Sondela’s strict rules are designed to protect and maintain the core values of the estate, ensuring unspoiled natural surroundings, a rustic farm-style experience, safety and security, comfortable living, an active outdoor lifestyle, good governance, financial sustainability, and competitive market value.

How balanced is your life in retirement?

Written by Lyndsay Barr on . Posted in Resources, Retiremeant. No Comments on How balanced is your life in retirement?

We firmly believe that achieving balance is fundamental to a successful retirement. Life encompasses various facets, and neglecting one can have a ripple effect on others. In the hustle and bustle of life, attaining balance often feels like an uphill battle; some areas are given more attention than others.

There is a fantastic quote by Jana Kingsford that says, “Balance is not something you find; it’s something you create.” Achieving balance is not passive; it requires active effort and conscious choices.

That’s why we have identified eight essential elements that form the foundation of a more balanced and meaningful retirement: work, give-back, relationships, money, learning, health, purpose and play.

It’s often a good idea to check in with yourself and reflect on how balanced your life is. As a reminder, let’s dive deeper into each area of the Wheel of Balance and explore what they encompass.

1. Work

Work in retirement goes beyond financial rewards and working 9-5! It’s about finding meaningful engagements that bring a sense of purpose to your life. Whether pursuing a passion project, starting a new venture, mentoring people or starting a side hustle, work adds structure and a sense of contribution to your retirement journey.

2. Give-back

Giving back is not limited to charity work; it’s about making a positive impact and leaving a legacy. It can involve volunteering, mentoring, or supporting causes that resonate with your values. Giving back to others lifts our spirits, makes us happier and makes our lives richer.

3. Relationships

True wealth lies in the people you share your life with. Cultivating and maintaining meaningful relationships and nurturing connections with family, friends, and community all lead to a fulfilling retirement.

4. Money

Money plays a significant role in retirement, but it’s not just about accumulating wealth. It’s about understanding your financial resources, managing them wisely, and aligning them with your desired lifestyle. Is your money serving you, or are you serving it?

5. Learning

Retirement is an ideal time to continue learning and expanding your knowledge. It could involve pursuing new interests and acquiring new skills. Embracing a curious and growth-oriented mindset keeps your mind active.

6. Health

Prioritising your physical and mental well-being is crucial. Regular exercise, healthy habits, and self-care practices ensure you have the energy and vitality to fully embrace life’s adventures.

7. Purpose

As we navigate through the various stages of life, our sense of purpose naturally evolves and transforms. With each stage, our priorities, values, and aspirations transform, guiding us towards new paths and allowing us to embrace the ever-changing nature of our purpose.

8. Play

Embracing play and leisure activities brings joy, relaxation, and a sense of rejuvenation. It’s about engaging in hobbies, creative pursuits, and experiences that bring you happiness and allow you to fully embrace the present moment.

Want to know how balanced your life is? Click here to take the Balance Test.

A review of 1000 Ultimate Travel Experiences: Make the Most of Your Time on Earth

Written by RS Editor on . Posted in Chartered Library, Play, Resources. No Comments on A review of 1000 Ultimate Travel Experiences: Make the Most of Your Time on Earth

Reviewed by Karen Wilson

Most of us will chalk up just a few of the 1000 travel experiences in this book, but it will undoubtedly inspire those wanting to create new travel memories. If you prefer armchair travel, you’ll find the mini write-ups fascinating.

The book is divided into geographical sections and numbered experiences that are first-hand accounts from various travel writers. Some options are not for the unfit or faint-hearted, but if zip-lining across the Spain-Portugal border, hiking up Peru’s multi-coloured Rainbow Mountain, or facing off with Komodo dragons in Indonesia is not for you, there are plenty of alternatives!

History enthusiasts can consider a stay at Hever Castle in Kent, the childhood home of the ill-fated Anne Boleyn, and a therapeutic visit to the Thermae Bath Spa in the World Heritage town of Bath, England. In Italy, outdoor concerts, from opera to contemporary music, are held in the Roman-era Verona arena.

If history and hiking are your preferred pairing, the path of the old Berlin Wall is now a 160-kilometre (divided into 14 sections that can be tackled individually) hiking and cycling trail. Several much longer hikes are featured if Machu Picchu or a Camino are on your bucket list.

Plane, train or automobile? Train choices include the Beijing – Shanghai Express, Eastern & Oriental Express between Singapore and Bangkok, and the Australian Ghan, which travels across the vast Outback from Adelaide – Darwin.

For some, the highlight of any trip is sampling a region’s food and beverage. The book notes Belgium’s claim to beer and chocolate fame and will tell you where in the world to find the best coffee, bourbon, and local speciality dishes.

Those who don’t mind the cold and the dark may enjoy a December visit to Kiruna in Sweden to see the Northern Lights and sleep in an Ice Hotel.

The list of natural wonders and cultural experiences is long, and South Africa also gets several mentions – from Bo-Kaap architecture and Cape Malay cuisine to Table Mountain. Whilst whale-watching in Hermanus didn’t make the pages, did you know that the Dominican Republic and Mexico are whale-watching hubs?

Rough Guides publishes 1000 Ultimate Travel Experiences. The font size is reasonably small, so good reading light is essential! The 2007 copy in our Chartered Client Library has been replaced with 2022’s fifth edition.

Retirement Villages Spotlight – The Retreat Retirement Estate, Hazeldean, Pretoria

Written by Lyndsay Barr on . Posted in Lifestyle Estates, Resources. No Comments on Retirement Villages Spotlight – The Retreat Retirement Estate, Hazeldean, Pretoria

We will be interviewing clients who have chosen to live in various retirement estates around the country to learn more about their experiences. Please note that Chartered Wealth Solutions is not affiliated with, or sponsored by, any of the featured retirement villages, and the opinions expressed are that of the clients who live in these retirement villages.

Spotlight on The Retreat Retirement Estate – Hazeldean – Pretoria

The Retreat is a popular and well-established retirement estate in the lush and serene heart of Hazeldean in Pretoria East (adjacent to the Silver Lakes suburb). It offers 1, 2, and 3-bedroom Sectional Title free-standing homes with individually allocated exclusive use areas for gardens. The Retreat allows the keeping of reasonably sized dogs in fenced-off properties. In addition, there are spacious one and two-bedroom apartments available for a comfortable retirement lifestyle.

The estate boasts 24-hour security with a well-secured perimeter and one entry and one exit at the guardhouse, ensuring the safety and security of all residents.

For residents who require medical care, The Retreat has a Frail Care Centre with 52 beds and a team of medical professionals on hand to provide comprehensive care. The on-site medical services include 24-hour emergency services, personal health advice, and rehabilitation.

The Retreat also offers a range of social and recreational activities through its Social Club, which aims to foster a sense of community and provide entertainment for residents. There is something for everyone, from music evenings to the book club, bridge, snooker, happy hours, and even braais at the Lapa.

The Clubhouse offers facilities such as a gym, indoor (heated) swimming pools (3), and a steam room. There is also a well-established library, a beauty boutique, as well as a restaurant (unlicensed) which provides daily sit-down or delivered meals.

The estate’s beautiful gardens and walking trails showcase over 116 bird species and 40 indigenous tree species, allowing nature lovers to connect with the environment. Protected wildlife such as steenbok, rabbits, guinea fowl, and others are free to roam the estate.

The retirement estate homes at The Retreat are available to residents who are older than 50 years. Currently, there is a new development underway, which is approximately 80% complete. This expansion aims to add around 75 new fenced-off homes with 2 or 3 bedrooms.
Click here for more information.

Meet The Retreat Residents Ronél and Charles Piani

Charles and Ronél moved to the estate in September 2017. Their previous home, a comfortable double-storey house with a beautiful garden, became a concern as they grew wary of using the stairs and the risk of falls and injuries. While in their late 60s, they began searching for a replacement and came across The Retreat’s advertisements for ongoing developments. They found an ideal site to build a 3-bedroom home initially intended for rental purposes. However, as Ronél made choices regarding fittings and flooring during the construction process, she convinced Charles that this was meant to be their own home. Fortunately, they were able to sell their existing home at a good price within three weeks and moved into their new home immediately upon completion.

There are many features at The Retreat that Charles and Ronél appreciate, including the free-standing concept of the houses, the beautiful gardens teeming with vibrant flora, birds, and other wildlife, as well as the inviting walking areas and nature park of The Meadows. However, the availability of 24/7 medical support and the use of the Frail Care facility, if needed, was the ultimate clincher for Charles and Ronél. They also take advantage of the on-site gym, restaurant, meal delivery services, hair salon, and medical services.

Charles and Ronél have an active social life within the community on the Estate. They enjoy their daily walks and often engage in intermittent chats with fellow residents along the way. They partake in social activities such as braais, especially with their close friends and neighbours. They regularly attend weekly teas and lectures that pique their interest. Ronél is involved in charity knitting and crocheting activities, while Charles takes an active role in the Retreat’s management as the Chairman of the Architectural Review and Compliance Committee.

Residents at The Retreat benefit from its close proximity to the Hazeldean shopping centre, situated only around three kilometres away. This convenient location provides easy access to a range of amenities, including Pick ‘n Pay, Woolworths, restaurants, and the Intercare Medical Centre with several doctors available. Furthermore, the Wilgers Hospital is conveniently situated six kilometres away.

Reflecting on their experience, Charles and Ronél believe that moving to The Retreat was the best decision they made.

A review of Breathe (Strategising Energy in the Age of Burnout) by Dr Ela Manga

Written by Karen Wilson on . Posted in Chartered Library, Health, Resources. No Comments on A review of Breathe (Strategising Energy in the Age of Burnout) by Dr Ela Manga

Review by Karen Wilson

Dr Ela Manga is a Johannesburg-based doctor who found her calling in integrative medicine. Burnout from the stress and challenges of modern-day life and technology was the crux of many patient ailments, and she has focused her work on ways to address this energy crisis.

As Dr Manga explains, many people now live in a persistent state of adrenalised energy. Whilst this serves the purpose of dealing with short-term stressful or demanding situations, it is crucial to balance out this high-energy state with a rest and recovery mode – what she refers to as authentic or natural energy, when the body’s parasympathetic nervous system is activated. If energy balance is out of kilter for years, symptoms such as insomnia, panic attacks, extreme fatigue, depression, recurrent infections, and heart disease will start to show up.

The book is divided into three sections – Body Intelligence, Mind Intelligence and Heart Intelligence. A selection of her patient stories depicts how their lifestyles, habits and beliefs eventually landed them either in the Danger Zone (more wired than tired) or the Burnout Zone (more tired than wired), signs of which Dr Manga describes in her Energy Zone Map. The third zone is the Optimum Zone, where we should ideally be – at least most of the time!

In the context of the stories, the book covers areas such as diet, rest, exercise, mindfulness, connecting with nature, and conscious breathing as antidotes to energy imbalance and burnout. Dr Manga has a particular interest in the breath and how it can be harnessed for authentic energy, and she shares some simple breathing techniques to incorporate into daily life. She talks about the importance of regular ‘recovery loops’ – these can be as brief as a good sigh and a stretch or as long as a weekend getaway – to help restore a sense of calm and well-being.

A copy of Breathe is available in our Chartered Client Library for short-term loans. You can find more information on Dr Ela Manga and her ‘Breathwork’ on her website, www.drelamanga.com.

Retirement Villages Spotlight – Amber Ridge, Howick, KZN

Written by Lyndsay Barr on . Posted in Lifestyle Estates, Resources. No Comments on Retirement Villages Spotlight – Amber Ridge, Howick, KZN

Amber Ridge Estate, situated in Howick in the beautiful province of KwaZulu Natal, offers residents a luxurious and peaceful lifestyle. Amber Ridge was released in August 2011, and construction was completed in 2014. Designed to emulate the successful look and feel of its bigger neighbour, Amber Valley, Amber Ridge is a separate development catering mostly to the retired market at affordable prices. However, it also shares many of Amber Valley’s, Amber Lakes’ and Amber Lee’s facilities by arrangement, while still having its own Body Corporate.

The large Community Centre is a significant feature of Amber Ridge, which represents the estate’s contribution to the concept of the “Greater Ambers.” The facility is shared by Amber Ridge, Amber Valley, Amber Lakes, and Amber Lee, and includes an auditorium and a string of Assisted Living Units (ALUs). The 350-seater auditorium is one of the many wonderful features of Amber Ridge, with a separate bar area and an 80-seater functions room. The auditorium has a suspended acoustic ceiling, a substantial stage area, audio-visual facilities, sophisticated stage lighting, and a high-quality sound system. The auditorium opens onto a large, covered patio overlooking a dam, adding to the serene and peaceful atmosphere of the estate.

Click here to read more about Amber Ridge

Meet Amber Ridge Residents Errol and Pam Cunningham

Chartered clients Errol and Pam Cunningham moved to Amber Ridge in 2013, seeking a quieter environment than the busy surroundings of Johannesburg. Having lived previously in Boksburg, Gauteng, they were drawn to the beautiful mountain view from their home and the various services offered by Amber Ridge, such as excellent frail care facilities. The facilities on the estate that they use include the dining room, library, and auditorium for presentations and concerts. Errol particularly benefitted from the high-quality frail care services. They also appreciate their close proximity to everything they might need – doctors, hospitals, lawyers, restaurants, supermarkets and shops. For those considering a move to Amber Ridge, Errol and Pam advise reaching out to the administration to receive answers to any questions. Amber Ridge is well-managed, and residents are kept well-informed about all aspects of the estate, as well as security issues in and around the town.

A review of The Psychology of Money by Morgan Housel

Written by RS Editor on . Posted in Chartered Library, Money, Resources. No Comments on A review of The Psychology of Money by Morgan Housel

Reviewed by Karen Wilson

Morgan Housel provides some sage commentary on how our behaviour affects our financial outcomes. Our individual worldviews, the times we’ve lived through, and our experiences invariably colour the investment and spending decisions we make.

He cautions against trying to duplicate another individual’s path to success and advises that people rather focus on broad patterns of success. For Housel, this translates simply to living below his means, not succumbing to greed or rampant materialism to impress others, maintaining risk at a level that lets him sleep at night and trusting compounding to do its work over the longest time possible. He illustrates his points with true stories, including one about the (mis)fortunes of Richard and Ronald. One man was Harvard educated, had an MBA and retired early from an executive position with a prestigious firm. He borrowed heavily to expand one of his showpiece homes – with eye-watering monthly maintenance costs. The other man held two lowly jobs his entire working life, lived in the same 2-bedroom house, and invested the little he could save into blue chip shares over several decades. One man slid into bankruptcy after the 2008 financial crisis; the other died in 2014, leaving $8 Million. These are extreme examples, but they make his point.

The author asserts that money is governed by odds and not certainties, therefore everyone should “Plan on your plan not going according to plan”; things do go wrong because of unforeseeable events or risks (there is a quirky little anecdote about field mice vs German tanks in the book), so have a margin of safety. He advocates a life-long savings habit, even if you are not saving for anything specific, because enough money will give you options and flexibility when you need it.

Some other takeaways from the book: Luck and risk are both real and hard to identify; Less ego, more wealth; Define the cost of success and be ready to pay it – because nothing worthwhile is free. The book is an easy read, with mention of many well-known figures – including a few financial felons. And on the topic of luck, would Bill Gates be where he is today if he had gone to a different high school? Read the book, and you decide.

A copy of The Psychology of Money by Morgan Housel is available in our Chartered Client Library.

Preserving Our Legacy: The importance of recording memories

Written by Lyndsay Barr on . Posted in Purpose, Resources. No Comments on Preserving Our Legacy: The importance of recording memories

As we grow older, we often reflect on the memories we have created throughout our lives. These memories are an integral part of who we are, and they have shaped us into the person we are today. For many of us, the idea of writing down our memories can seem overwhelming, but it is essential to recognise the value of documenting our life experiences for future generations.

Recording our memories allows us to preserve a piece of our personal history for future generations. Our experiences, both good and bad, can provide valuable lessons for our children, grandchildren, and even great-grandchildren. Our stories can help future generations understand where they came from, the struggles their ancestors faced, and the legacy they have inherited. Our memories are a gift we can pass down to future generations to ensure our legacy is not forgotten.

Writing down our memories can also be therapeutic. Recalling our life experiences can bring back long-forgotten emotions and feelings. By documenting our memories, we can process and make sense of the events that have shaped us. This process can be incredibly healing and help us find closure on past experiences.

Everyone has a story to tell. No matter how ordinary our lives may seem, we all have unique experiences. We often underestimate the value of our memories and assume that they are not worth documenting, but our stories are essential to understanding the human experience. We can all learn from each other’s experiences and find comfort in knowing we are not alone in our struggles.

Understandably, the idea of writing down our memories can seem overwhelming, but many resources are available to help make the process more manageable. Some people may use technology to document their experiences, such as recording audio or video diaries. Many books and online resources are available that guide how to write down our memories. Jackie Lee-Son created a beautiful framework called A Place for Stories to help guide people through the writing process. Short chapters cover general themes (e.g., Education & Teachers, Careers & Work) to help you organise your memories. Click here to access her guide, which she generously shared with us. Print it out, bind it and start recording those memories. Future generations will treasure them.

Retirement Villages – Spotlight on Waterfall Valley Mature Lifestyle Estate

Written by Lyndsay Barr on . Posted in Lifestyle Estates, Resources. No Comments on Retirement Villages – Spotlight on Waterfall Valley Mature Lifestyle Estate

We will be interviewing clients who have chosen to live in various retirement estates around the country to learn more about their experiences. Please note that Chartered Wealth Solutions is not affiliated with, or sponsored by, any of the featured retirement villages, and the opinions expressed are that of the clients who live in these retirement villages.

About Waterfall Valley Mature Lifestyle Estate

Waterfall Valley has 241 free-standing houses within the gated estate. Waterfall Valley enjoys full reciprocity with Waterfall Hills, so residents have access to their frail care centre and a wide variety of lifestyle facilities just around the corner, including scenic walking trails along the Jukskei River, which link Waterfall Valley with over 35km of hiking and biking trails on the rest of the Waterfall City estates.

Click here to read more about the estate.

Meet Waterfall Valley Mature Lifestyle Estate residents Ronelle and Brian Baker

In around 2012, Ronelle wrote an article for Inflight explaining her and her husband Brian’s view on why they did not want to live in a retirement village. At that time, they believed they were young and strong enough to check into any facility they wanted when they felt the need. However, they soon realised that it was not as simple as it seemed.

Their decision to move from their home in Lonehill to a retirement village in Waterfall was triggered by Brian’s only sibling requiring immediate and life-threatening surgery in 2014, which resulted in her needing significant care. As a result, they realised they would be in trouble if either of them experienced something similar. They decided to live in an area close to where they had lived for the last 34 years, close to friends and their church, which brought them to the Waterfall/Kyalami area.

They have been living at Waterfall Valley Mature Lifestyle Estate since August 2015, and it has been a rewarding and life-changing decision. It is important to note that their Estate is not officially considered a retirement village, as they do not have the required services, such as frail care and assisted living, available to residents. Instead, their estate encourages residents to live in their homes and recommends making use of carers in case of incapacity or illness. However, Waterfall Valley Mature Lifestyle Estate does enjoy full reciprocity with Waterfall Hills, so residents can access their frail care centre if need be.

Purchasing property in their estate is on a lease basis, with the land owned by a landowner, and they have a “99-year lease” on the property. They do not have life rights or other retirement purchase mechanisms in place. The estate has levies, City of Joburg rates and taxes, and Eskom bills, but living on this estate is still cheaper than living in a suburban home. Many homes have installed solar panels to ward off the never-ending load shedding.

Homes in their estate have the same architectural look and feel, but each home and garden has its individual characteristics. The estate has a committed and enthusiastic Residents Association with volunteers covering areas of finance, security, leisure, healthcare, infrastructure, and maintenance, among others. The estate management team is closely monitored and assisted by the association and a board of directors, who ensure everything is managed correctly and financially appropriately. The gardens are managed and maintained by a gardening service, the security systems are exemplary (soon to be facial recognition), and residents have access to a fully equipped gym with a steam room, sauna, Zumba, ballroom, line dancing and aerobic classes, an Olympic-sized swimming pool, ballroom, auditorium, a well-equipped library, and a partially subsidised restaurant on the premises.

Numerous activities are available to residents who wish to participate, such as social bridge, pool, table tennis, Kaluki, wine club, bird club, U3A, Mah Jong, French conversational sessions, cycling, hiking, craft and sewing/knitting mornings, and many more.

Cleaning up your Mental Mess by Dr Caroline Leaf

Written by RS Editor on . Posted in Chartered Library, Health, Resources. No Comments on Cleaning up your Mental Mess by Dr Caroline Leaf

Reviewed by Karen Wilson

The workings of the human mind and the brain (Dr Leaf explains the distinction) make fascinating and complex subject matter. The author of Cleaning up your Mental Mess tells us that people are not totally at the mercy of their thoughts, and that anxiety, stress, trauma, and toxic thinking can be addressed with some mind management techniques. In her words, “events and circumstances can’t be controlled”; however, “we can control our reactions”.

Throughout the book Dr Leaf highlights the neuroplasticity of the brain – how it changes in response to positive or negative thought patterns that also impact our physical health. Her solution for “mental mess” is a five-step learning process she has dubbed ‘the Neurocycle’, which is designed to make you more aware of your thinking/feeling/choosing around an issue, reflect on it, write it down, reconceptualize, and take action steps to implement your new thinking.

According to Dr Leaf’s extensive research, her Neurocycle needs to be practised consistently for at least 63 days (the widely held belief that it takes 21 days to form a habit doesn’t apply here!) to produce real change. She claims that toxic stress and anxiety can be reduced by up to 81% using her five-step Neurocycle and, since your mental landscape is not static, suggests that the ideal approach would be to make this an ongoing lifestyle. She also refers to an app (not free), which she developed to complement the book.

The book is divided into two parts, with the first half focusing on clinical research data that may prove heavy-going for readers who don’t want to learn about the finer points of alpha and beta brain waves or the effects of unmanaged stress on blood measures and chromosomes. This forms the foundation for the Neurocycle that she elaborates on in Part 2. Her writing is inclined to be a little repetitive.

Dr Caroline Leaf is a US-based communication pathologist and neuroscientist who has done research in her field for over 30 years. Her book is available in our Chartered client library for short-term loan.

Retirement Villages Spotlight – Woodside Village

Written by Lyndsay Barr on . Posted in Lifestyle Estates, Resources. No Comments on Retirement Villages Spotlight – Woodside Village

One of the major decisions people face when retiring is where they will live. The decision to move is an emotional one. Once the decision is made, many of our clients opt to move to retirement villages or estates. The traditional concept of retirement villages and estates has changed dramatically over the years, and the range of lifestyle activities and easy access to medical care and security now makes them an attractive option.

We will be interviewing clients who have chosen to live in various retirement estates around the country to learn more about their experiences.

Please note that Chartered Wealth Solutions is not affiliated with, or sponsored by, any of the featured retirement villages, and the opinions expressed are that of the clients who live in these retirement villages.

About Woodside Village

Woodside Village is situated on nine hectares in the sought-after Cape Town suburb of Rondebosch. This complex offers residents a peaceful and secure lifestyle, surrounded by natural beauty and modern conveniences.

Woodside comprises of 155 independent living garden villas and 52 apartments, as well as an assisted living facility. To the extent possible, they are able to deliver most care and support services in residents’ homes. The 1-bedroom or 2-bedroom garden villas range from 85m2 to 190m2 in size and come with attached garages and patios leading onto the garden. The apartments range from 75m2 to 120m2 and have a single garage alongside the apartment block. The complex is pet-friendly, so residents can enjoy the company of their furry friends.

The village is designed with residents’ needs in mind, and a range of amenities and services are available to make life easier and more enjoyable. These include a swimming pool, a clubhouse, a laundry, a gym, a cinema and a library.

One of the most significant advantages of living in Woodside Village is its location. The complex is located close to a range of shops, restaurants, and other amenities, as well as some of Cape Town’s most beautiful natural areas. Click here to read more on their website.

Meet Woodside Village Resident Barbara Gillman

Barbara and her late husband, Jon, moved into Woodside Village in 2019. They had already downscaled and were living in a lock-up and go near Cavendish, but when the opportunity arose to purchase a Life Right at Woodside Village, they jumped at the chance and moved into their two-bedroomed cottage with a beautiful garden.

One of the major drawcards was the security offered by the estate. Barbara loves the fact that she feels safe and that she can lock up and go and visit two of her sons who live overseas.

Barbara still has an active social life outside the estate; she plays bridge regularly and belongs to a book club. While she hasn’t chosen to get too actively involved in activities within the estate, she says there are ample options to do so. Friday night happy hours, Sunday teas, mid-week pub nights, air-conditioned cinemas, fascinating talks, inspiring cultural and social events and entertainment, to name a few.

Another plus for Barbara is the comfort of knowing that should she ever need it, Woodside Village has a step-down facility and assisted living should she require it.

When asked, Barbara says she has absolutely no regrets about moving to Woodside Estate. It suits her lifestyle perfectly. She advises anyone considering moving to Woodside to put their name down early on the waiting list.

If you live in a retirement estate and would like it to be featured in Inflight, please get in touch with Lyndsay@charteredwealth.co.za.

Click here to read the brochure.

Review of Atomic Habits by James Clear

Written by Karen Wilson on . Posted in Chartered Library, Health, Resources. No Comments on Review of Atomic Habits by James Clear

Reviewed by Karen Wilson

If your 2023 resolutions to exercise more, smoke less and eat better are already looking somewhat shaky, then James Clear’s Atomic Habits may well be the book that gets you back on track.

Clear shares a simple four-step model (Cue, Craving, Response, Reward) to describe how habits, both good and bad, are formed – and our brains follow this pattern every time. He also explains in uncomplicated terms how human nature, as well as culture, values, personality, and environment all come into play. The book is interspersed with fascinating stories of individuals, sports teams, and companies that have harnessed the power of great habits.

Based on his four laws of behaviour change (Make it Obvious, Make It Attractive, Make It Easy, Make It Satisfying), the author then guides you through setting up effective systems to build good habits and break bad ones. These include tools like habit stacking, motivation rituals, the two-minute rule and reinforcement for creating good habits, along with some inverse strategies for banishing the bad ones.

Clear firmly believes that setting up sustainable good habits is not about giant shifts, getting mired in too much detail or aiming for perfection. It all comes down to small actions that compound over time. If you’re just not getting to those one-hour three-times-a-week French lessons that you’ve been planning since you went to Paris five years ago, start by spending just two minutes daily on a language app. Ditto for an exercise programme – even if all you do for a while is roll out a yoga mat and take a deep breath every day. Frequency makes the difference and will fuel the habit.

The book is practical and an easy read, with a summary at the end of each chapter and a handy ‘cheat sheet’ grid of his four laws of behaviour, which he updates as the book progresses.

A copy of James Clear’s bestseller Atomic Habits is available in our Chartered client library for short-term loan.

Fancy a game of padel, anyone?

Written by Lyndsay Barr on . Posted in Play, Resources. No Comments on Fancy a game of padel, anyone?

This year we are focussing on trying new things and having different experiences because if we have learnt anything these past few years, it’s that life is too short not to live it fully.

Have you heard people obsessing over their newfound passion for padel and noticing padel courts popping up all over the place? So did we, so we decided to try it and can confirm that it’s devilishly fun.

Padel is a mix between tennis and squash. It’s usually played in doubles on an enclosed court surrounded by walls of glass and metallic mash. The court is one-third of the size of a tennis court.

Padel is a sport which combines action with fun and social interaction. It’s a great sport for players of all ages and skills, as it is both quick and easy to pick up.

Padel is not as dominated by strength, technique and serve as it happens in tennis and therefore is an ideal game for men, women and people of all ages to play together.

The game is quick and easy to learn, making it a fun and addictive sport to play. The service is made underarm using a short, stringless racquet with an elastic surface with holes and a low-compression tennis ball.

Shots are played either before or after the ball bounces off the surrounding glass walls, adding a unique dimension to the sport over conventional tennis. The scoring and rules are very similar to tennis, with the biggest difference being that the serve in padel is underarm and that balls can be played off the glass walls, similarly to squash. The rules allow for the use of the back and sidewalls, which results in longer rallies than in a conventional tennis match. Points are won rather by strategy than by strength and power.

Not many sports allow people of all ages to play together, but the good news is that padel is one of them! It is truly a cross-generational game.

If you would like to explore padel further, we suggest identifying padel courts in your area and finding out how to book a court and rent a racquet.

Do you play padel? Or is there another sport or physical activity you have discovered? If so, we would love to hear your story so that we can share it with other clients. Please get in touch with Lyndsay@charteredwealth.co.za.

Retirement Villages – Spotlight on Randjes Estate

Written by Lyndsay Barr on . Posted in Lifestyle Estates, Resources. No Comments on Retirement Villages – Spotlight on Randjes Estate

One of the major decisions people face when retiring is where they will live. The decision to move is an emotional one. Once the decision is made, many of our clients opt to move to retirement villages or estates. The traditional concept of retirement villages and estates has changed dramatically over the years, and the range of lifestyle activities and easy access to medical care and security now makes them an attractive option.

We will be interviewing clients who have chosen to live in various retirement estates around the country to learn more about their experiences. Please note that Chartered Wealth Solutions is not affiliated with, or sponsored by, any of the featured retirement villages, and the opinions expressed are that of the clients who live in these retirement villages.

About Randjes Estate

Randjes Estate in Highlands North, Johannesburg, offers a variety of independent and assisted living accommodation in their beautiful well established 42-acre estate. There are 204 Life Rights units on the property and 70 rental studio apartments. Their Mid Care (assisted living) accommodation can house up to 42 residents, and their Frail Care facility can accommodate 43 residents who require 24- hour nursing care.

Their Estate provides residents with a secure, vibrant, stress-free way of life amongst other like-minded people.

Their homes offer a lock-up-and-go lifestyle for independent residents while also providing the convenience of a range of support services. Click here to read more on their website.

Meet Randjes Estate residents Barbara and John Hyde

When Barbara and John put their names down for Randjes Estate, they were told to expect to be on the waiting list for anywhere between six and 10 years. However, 18 months later, they received a call to say that new apartments were being built, and the wheels were set in motion. Despite it being during the height of Covid in 2020, everything fell into place, and they managed to sell their house that they had lived in for 31 years and moved to Randjes Estate in July 2020.

They always knew that they wanted to live in a retirement estate. They never wanted to burden their children, and after suddenly looking for a place for John’s parents to stay years prior, they felt strongly that they wanted to choose where to spend their retirement years. They have two sons and two young grandsons, so moving to an estate close to their family was a deciding factor in choosing Randjes Estate.

Despite moving during the height of lockdown and not knowing anyone in the estate, as restrictions eased, they started getting involved in activities and have subsequently formed a tight-knit social circle. John always worried that when he retired, he would be bored, but their days are filled with activities that include long walks around the estate, playing bridge, and attending lunches and lectures. Their young grandchildren love visiting and riding their bikes around the estate.

Barbara and John have no regrets about moving to Randjes Estate. For them, it wasn’t an investment decision but rather a lifestyle one. Randjes Estate meets all of their needs and more. They couldn’t be happier.

If you live in a retirement estate and would like it to be featured in Inflight, please get in touch with Lyndsay@charteredwealth.co.za.