Follow your Flow

If you love what you do, it’s play, not work

Kim Potgieter, Author of Retirement: Get more Meaning from your MoneyEver been so involved in a specific task or project that all else falls away? So immersed in what you are doing that nothing else seems to matter? And the best part – when you finally emerge from your complete absorption, you feel happy … even elated! And you can honestly say that this was the best day of your life.  Now imagine feeling like this all the time – this is following your flow.  

So, no, time does not pass faster because you are getting older; it flies swiftly when you are engaged with something that resonates with your true and deepest passion.  Research by McKinsey spanning a decade shows that people ‘in flow’ are 500% more productive and learn between 200% and 500% faster.

I have spent much time reflecting on what brings meaning to my life.  I have realised that it is the people in my life – my family, friends, colleagues and clients – that fill my life with purpose, learning and wisdom.  The essence of who I am, what makes my life a meaningful adventure, rests in the sharing of what I have learned … and this is what my career has grown out of.  This is what it means to work in the flow.

Flow flavours life with purpose

The benefits of working in our flow is both tangible and intangible.  For me, a very important one is Gratitude.  It’s that feeling of happiness that blossoms from appreciation.  And the emotions of thankfulness just keep on flowing.  I am especially grateful for being able to do the work that I love and for the wonderful clients that share in my journey.

A tangible benefit expresses itself in the writing of my second book – and, for good measure, a whole series of e-books about our relationship with money, all with the aim of enabling a successful Retiremeant™. This journey allows me to spend time interviewing clients in order to share their insights and wisdom on money stories and work re-invention.  I am convinced that the success of my first book was partly because of the client stories. It is clear that people learn more from stories than theory. And stories are so powerful!

I am so grateful for the stories that our clients share.  Not only do these stories inspire me in my work and in writing my book, but the stories also inspire others in their RetiremeantTM ;journeys – they are encouraging and support people on so many levels.

Lynda’s story

I recently interviewed our client, Lynda Smith, Founder of Refirement Network and 50-Plus Skills.  You can read about her and her venture in this newsletter.  With this business initiative, Lynda is certainly working in flow. “If you love the work you do, it’s not work, it’s play,” she says.

Lynda is a prime example of merging her Passion with her Purpose to earn a Play-cheque.  But her journey did not just happen.  It took nine long years of thinking, planning, dreaming, and visualising her flow to get to where she is today. During those years, Lynda continued working for a salary to pay off debt and to invest towards her retirement fund.

Finding your flow often means a parallel process: the work that you are doing at the moment to service your financial responsibilities and the work you plan to do – work that you are passionate about, work that inspires you.

What I know for sure is that investing time to think about your flow, and, secondly, working in flow, can be so rewarding that it is absolutely worth the extra input of time and energy to reinvent your work-self in Retiremeant™.

Imagine the possibility of waking up every day and doing the work that speaks to your purpose – your flow.  What a glorious sunrise that would be!

Access the April issue of Inflight here

Kim Potgieter, Retirement Specialist at Chartered Wealth Solutions

Want to work in Retiremeant™?

Prepare now – three things to do.

We exert much effort and discipline in ensuring we are financially secure in Retiremeant™. But, many neglect that aspect of planning for Retiremeant™ that is almost as important  – what we will do that gives us the same sense of significance as that of our careers?

Whatever this work looks like (full-time, part-time, consulting, mentoring, in a new industry, volunteering at a public benefit organisation), there are ways to prepare ourselves for a new or renewed career. We may believe our current employers will retain us part-time, but there is no guarantee, so it is important to keep ourselves employable in a competitive market place, or be equipped to create our own venture. Remember, you don’t have to be working for remuneration.

Here are three things to do now to keep yourself sharp, or to prepare yourself for your own ‘work’:

      1. Stay Healthy

It sounds obvious, but if you are not healthy, it is likely you will be challenged to perform well or enjoy your work to the fullest extent.

  1. Learn, learn, learn 

Besides keeping your skills up-to-date, research what expertise is in demand. Put yourself on LinkedIn and check the job profiles.  Some people find new avenues of interest through further study, hobbies and interest groups – and these can translate into work and useful networking.  Explore online opportunities to study.

  1. Change your mind

Don’t assume that work in Retiremeant™ will or must look like your career. Be adaptable.  Instead of managing, could you mentor?  Instead of being paid could you volunteer?  Instead of being an entrepreneur could you be part of a collaboration? It’s essential to have a plan, but life is unpredictable, so it’s important to have a Plan B and Plan C.

Don’t miss the benefit of simply chatting with others.  There is so much to learn and share.

Over-50 skills for a successful SA

“Imagine a South Africa where we all have one goal: to build our economy.” 

Retire Successfully Retirementor, Lynda Smith, helps people refire rather than retire. Now she aims to transform the face of employment in South Africa.

Lynda has created a skills portal where over 50s who have expertise and experience can connect with employers seeking just that kind of employee.

Lynda shares how her dream became a reality.

In 2009, I studied social entrepreneurship at GIBS.

I used my company, REFIREMENT NETWORK, as a model for my studies, and this gave birth to my big goal.

There are two million skilled people in South Africa over the age of 60.

If 10% of them engaged in some kind of work or volunteering, using their existing skills, time and passion, for five years, this would equate to ONE MILLION years of economic activity for South Africa.

I want to see older and younger people in South Africa engaging to bring purpose and economic security into the lives of all South Africans.

Lynda Smith Retirementor for Retire Successfully The Mother of Invention

At 50, I found myself looking to a new career. I have always loved helping others and, as a social entrepreneur, love to find challenging scenarios and create solutions. Increasing longevity means that we need to remain engaged longer for both our financial and personal wellbeing, and in this trend I found my work purpose.

Refirement Network has joined hands with three partners to build the 50-Plus Skills company. We are all passionate about South Africa, with different skills, networks and tools and collaborating made sense. Refirement Network remains a separate company and thought leader in longevity.

Learn and Earn in this new season

The 50-Plus Skills portal is a space where individuals 50+ will engage with both the business and social Lynda Smith Refirement Network sector. It is an opportunity to create connections between these sectors to make it easier for individuals to share their area of passion,  using their skills and creating the flexibility to work and engage as they want to.

We an learn, serve and earn in this season. We do need to understand how the world has changed and adapt.

Retire Successfully loves what Lynda is doing and is excited to see 50-Plus Skills grow and thrive.

Follow your Flow

My 50th birthday certainly marked a milestone in my life! And yes, I am still celebrating and excited about the adventures that lie ahead in fulfilling my passions.

I don’t think it has anything to with aging, but I am constantly reminded these days that time indeed flies when you are having fun. Have you ever been so involved in a specific task or project that all else falls away? So immersed in what you are doing that nothing else seems to matter? And the best part – when you finally emerge from your complete absorption, you feel happy! Even elated! And you can honestly say that this was the best day of your life! Now imagine feeling like this all the time.

So no, time does not fly because you are getting older, time flies swiftly when you are active on something that resonates with your true and deepest passion. And the added bonus – a research project by McKinsey and Co. spanning over a period of 10 years has shown that people in flow are 500% more productive and learn between 200 and 500 percent faster.

So yes, although I experience time flying at an immense speed every day, I am thankfully not getting older any faster. I have spent many hours reflecting on what brings meaning to my life, and have realised that it is the people in my life, my family, friends, colleagues and clients, that fill my life with meaning, learning and wisdom. My true happiness, my flow, does not only rest in the learning, but in the sharing. The essence of who I am, what makes my life a meaningful adventure, are these two things: learning and sharing. This is what it means to work in flow.

The benefits of working in flow just keeps adding up. I want to mention one more: Gratitude. That feeling of happiness that flows from appreciation. And the emotions of gratefulness just keep on flowing. I am grateful for being able to do the work that I love and for the wonderful clients that share in my journey.

I am busy writing my second book – and, for good measure, a whole series of e-books around our relationship with money matters to enable a successful Retiremeant™. This journey allows me to spend  a lot of time interviewing clients so that I can share their insights and wisdom on money stories and work re-invention. I am convinced that the success of my first book was partly because of the client stories. People just seem to learn from stories, rather than theory. And stories are so powerful!

I am so grateful for the stories that our clients are sharing. Not only do these stories inspire me in my work and writing my book, but the stories inspire others in their Retiremeant™ journeys, it encourages and supports people on so many levels.

I recently interviewed a client, Lynda Smith, Founder of the Refirement Network and 50+ Skills. Lynda’s vision is to influence 10% retirees to work for 5 years longer by applying their passions and skills to make a difference. With this business venture, Lynda is certainly working in flow. “If you love the work you do, it is not work, it’s play”, says Lynda. Lynda is a prime example of merging her Passion with her Purpose to earn a Play-cheque. But Lynda’s journey did not just happen. It took nine long years of thinking, planning, dreaming and visualising her flow to get to where she is today. During those years, Lynda continued working for a salary to pay off debt and invest towards her retirement fund.

Finding your flow often means a parallel process with the work that you are doing at the moment to service your financial responsibilities, with the work that you plan to do – work that you are passionate about, work that inspires you.

What I can say for sure, is that investing time to think about your flow, and secondly, working in flow, can be so rewarding that it is absolutely worth the extra input of time and energy to re-invent your work-self in Retiremeant™.

Imagine the possibility of waking up every day and doing the work that speaks to your purpose – your flow. What a glorious sunrise that would be!

Creating a happy space to work in

To be healthy and productive, we also need to be happy.

The 5 Cs for happiness in your work

In her research for her book Raise your Leaders, Jenny Handley interviewed a number of established leaders and their followers to find out what they believe constitutes a healthy working environment.

(Health Intelligence 2014, Jenny Handley)

Empowerment and Expression

Are you allowed self-expression in your work?  Do you and your colleagues accept your mistakes as a development mechanism? Is your creativity and innovation encouraged?

Verbal and written affirmation and appreciation – expressed financially, and in other currencies such as flexibility and time off – also make a difference on the happiness barometer.

Particularly the younger generation workers want their work to link to their sense of purpose, and to know what the ultimate outcome of their contribution to the company is.  Personal development, plus a sense of belonging is important for them, as is being respected, and respecting those who work for and with.

Stress needs to be avoided or managed if you want to work on your happiness. With technology increasing our connectivity, expectations have been elevated.  Employees may expect their team to be available and on call at all times, and unclear divisions between work time and home time can cause stress.

Happiness and high performance

Those who prioritise happiness are those who see a difference in their work and in their results.  Happy people, according to research, are more productive, as a result of being more energised.  Unhappy people can bring down the morale of happy people.  A happy workforce is more engaged, motivated and has a higher sense of self-belief.  When an individual feels a connection to an organisation, then he or she is more likely to be happy.

So, the five factors for happiness at work:

Contribution: the effort you make

Conviction: about your short-term motivation

Culture: fitting into the organisation

Commitment: engagement with your role

Confidence: self-belief

(Research by Jessica Pryce-Jones, iOpener Institute)

Three elements: Trust, Recognition, Pride, form the foundation of this model.

Well-being in your work

Better physical health translates into more energy and a positive mindset.  What also provides a sense of well-being is when people are working with their strengths and feel confident, when they’re “in the zone”. In addition, if their competence equates to their challenges, there is a sense of homeostasis.

Harmony is enjoyed when there is cohesion in a team, when everyone makes an effort to get along with their teammates.  Whilst there may be dissension and disagreements, if they are tackled in a professional manner, harmony can remain constant.  When a company allows their people to use and feed off one another’s strengths, everyone is happier. Doing a task that weakens your confidence (something you know you’ll never succeed at) causes unhappiness.

Ultimately, happiness is a choice; it can be measured and is contagious. Make your choice.

Time to save lives

Chartered client, Brian Escott, is ensuring that his contribution did not end with his retirement from a long-standing career at Deloitte.  He has joined with his colleague, Robbie Brozin, in a project which, literally, is saving lives.

“My involvement with Goodbye Malaria grew out of my friendship with Robbie Brozin, founder of Nando’s. I got to know him in 1994 when he had only 35 stores; he now has over 1 000 stores spread across South Africa, Australia, New Zealand, the UK and the US, amongst other countries.  Robbie has handed running the operations over to professional management so he can focus on philanthropic endeavours, one of which aims to eliminate malaria in Africa,” says Brian.

Goodbye Malaria, with one of its ambassadors, Kingsley Holgate, has distributed about 500 000 mosquito nets in Africa, to save lives while the more scientific project is rolled out in Southern Africa.  “We slowly get the mosquitoes to decrease, then eliminate them completely, by spraying insecticide around houses, buildings and villages during the summer months,” explains Brian. Since much of the spread of malaria in Southern Africa is attributable to the movement of Mozambiquan migrant workers, it makes sense to start in that country and its close neighbours, South Africa and Swaziland.  All three countries are collaborating and contributing to the project.

Now Brian has a fresh challenge.  The United Nations recently donated a huge sum to Goodbye Malaria, and Brian is tasked with overseeing that the money is spent properly and a quarterly return is submitted to the UN.

“We need another big injection of funds, and we can eliminate malaria in Southern Africa in six years,” Brian enthuses.  A parallel UN initiative is focused on Nigeria and down the coast, and another up through Angola. “Imagine the reduction of medical costs in malaria treatment in these countries,” says Brian. In addition, a thousand jobs have been created for local communities.

Brian spends one day a week at the offices on the Nando’s Ellis Park campus. “Part of the project is tendering for vehicles, protective clothing and training for our employees.  I have been helping Goodbye Malaria set up structures in each of the countries with regards to, for example, cross-border transactions, cash, VAT, and so on. Robbie is an ideas guy, so people like me who focus on the detail make an important contribution to enable the ideas to become a reality.”

“I have had a number of offers to sit on boards,” admits Brian, “but I would far rather put my skills and time into something like this.  I see those on boards receiving their reading packs on Thursdays and they spend the weekend preparing for Monday’s meeting. That is not for me.  This project excites and energises me.”

Don’t think that it is all about work for Brian.  “I am a huge Rugby fan and have been to every Springbok game this year, usually with a big group of friends – we have a lot of fun.  I play golf most Saturdays and occasionally during the week.” Learning to improve his photography skills while travelling is on his Bucket List.

“My involvement in my projects allows me the flexibility to do what I really want, while giving me a sense of purpose and enjoyment,” concludes Brian.

Read about how Brian is also using his accounting skills to improve education in South Africa by clicking here.

Are you a clever or wise leader?

Since the dawn of time, clever people have used their intelligence to introduce many innovations that have improved the world for all of us.

But, while cleverness has been what’s got us to here, it’s not enough to take us to a better reality in the next five years.

The word “clever” is thought to come from a Scandinavian word meaning “skilful”. While we certainly need skilful leaders in government and business, clever people do not necessarily make the best leaders.

Over the past two decades, we’ve seen what clever leaders in politics and business have done – manipulated things for their own advantage with no concern for the good and welfare of others.

Clever leaders are skilful, articulate and influential, but they are not necessarily ethical, compassionate or selfless. Cleverness is amoral – it takes on the morality of the person in whose hands it finds itself. So, if a clever person is unethical, they will use their cleverness for unethical purposes.

Right now, there are many very clever people in government and business. They are using their cleverness to make huge amounts of money for themselves, and are driving in luxury cars, living in luxurious mansions, eating fabulous food and feeling very proud of themselves.

Wise people, on the other hand, are also intelligent. They may not have the same type of intelligence that clever people have, but they apply that intelligence only in ways that are ethical, compassionate and selfless.

The difference between clever people and wise people is that wise people consider what they can do to help others while clever people think of their own interests. That’s why we admire and respect wise people. We know that they have the interests of others, and not themselves, at heart.

For too long we have been satisfied to allow clever people to lead us, whether in the political or business world. Look where that has got us …

It’s now time for us to look for wise leaders who want for others what they want for themselves, who want for other children what they want for their own children.

Are you a clever or wise leader? Do you make decisions based on what you think is in the best interests of all or what you think is in your own particular interests only.

Clever people have an ability to acquire, process and apply information to achieve something. Sometimes they use those skills not only for the good of others but to their own advantage. Wise people also acquire, process and apply information, but for the benefit of others.

You need to decide if you want to be clever or wise. You can be clever without being wise, but you can’t be wise without being clever. If you desire to be a great leader, you have to develop and demonstrate wisdom in all you do. There can be no greatness without wisdom.

Clever leaders tend to focus on their own interests. They are slaves to their greed and egos. This causes them to lead only for personal gain. Wise leaders, however, focus only on the interests of others. They are no longer slaves to their personal interests. They have risen above such things.

Cleverness is a short term goal while wisdom is a long term one. No-one becomes wise overnight. It takes years of personal growth to conquer all your personal appetites and desires so you are no longer held ransom by your personal interests.

Once you achieve this status, however, you will be a leader of great value to your country.

Alan Hosking is the publisher of HR Future magazine,, @HRFuturemag, and a professional speaker. He assists executives to prevent, reverse and delay ageing, and achieve self-mastery so that they can live and lead with greatness.

From ‘square peg’ to successful tour operator …

Anthony is still hard at work

“God’s Own Country” is the name Anthony Thomas, a resident of Benoni, calls the place which still holds a special place in his heart.  “I grew up in Zimbabwe and cannot get it out of my system,” he explains.

So much so that Anthony’s home-grown, home-managed travel business, GOC Leisure, has a logo depicting a leaping tiger fish superimposed over a map of the country.

Although he is now 75, Anthony does not look a day over sixty.  “I believe that hard work keeps you young.  I could sit on my Lay-Z-Boy recliner clutching my TV remote all day, but that’s not what I want.  I love being busy.”

How to create an encore career

Trained as a metallurgist, Anthony spent many years working in the platinum mines around Rustenburg and, later, for Anglo American.  “In the late ‘90s, I left Anglo,” he recalls.  “In that environment, I was a square peg in a round hole.  I decided to reinvent myself.”

Reinvention translates into assisting a friend run golfing tours to Zimbabwe.  “That’s where I learned the ropes.  Eventually, Zimbabwe became impossible to visit and I had to look elsewhere.”

The business, which takes guests on holidays ranging from four to ten days to a variety of locations all over southern Africa, is flourishing.

Anthony himself travels about 160 days each year.  He puts six or seven guests in his mini-van, packs their luggage into a trailer and sets off.  It’s mighty hard work.  Anthony drives the guests without help, arranges for the checking in at destinations, sets up excursions and is the de facto expert local guide.  Between each trip he is busy marketing, planning and ensuring that all the administration and legal requirements of the business are ship-shape.

Anthony’s is a classic niche business.  “I cater almost exclusively for people over sixty.  I understand their needs – destinations and budgets – and there are many retirement villages here in Benoni housing customers.  In fact, most of my clients are widows.  The needs of people over 55 are entirely different from those of, say, 30- to 45-year-olds.  I take people off the beaten tourist track and, over the years, have built up excellent relationships with guest houses in key places.  We go back regularly.  It’s an effective model.”

Attention to detail is paramount.  “I collect and drop everyone off at their homes.  And every year-end, I have a big party for all my guests of that year.  They love it.  And, of course, that’s where I hand out my itineraries for the coming year,” he says, smiling.

Where to next?

Included in Anthony’s list of destinations are the Wild Coast, the spring flowers on the Cape West Coast, the Nest Hotel in the Drakensburg and Salt Rock on the KZN coast.  For game viewing, guests can select Pilanesberg or Kruger or Madikwe.  He now offers tours outside South Africa to Botswana/Okavango, the Caprivi and northern and central Namibia.

Anthony includes his family members when necessary.  “My wife, Enolla, comes along on some of the trips, as does son, Glen.  In fact, I plan to let Glen take over the business one day.  I honestly believe that you should follow your dream.  When I started out, I was tentative, but then I just said, ‘I can do this.’ And I did.  And I am still doing it, twenty-one years later.”

Visit to find out more about Anthony and Enolla’s tours.

What are you making in your career?

The lyrics of Lunchmoney Lewis’s song “Bills” resonates with every working person, and more particularly, with every parent responsible for raising young children. Few can argue with the validity of the first verse of his song:

I got bills I gotta pay, so I’m gon’ work, work, work every day

I got mouths I gotta feed, so I’m gon’ make sure everybody eats
I got bills!

Yes, those of us fortunate enough to have jobs know what it is to have to work, work, work every day. So, to provide the best possible life we can for ourselves and our children, we apply ourselves to our chosen careers or businesses with the intention to generate the necessary revenue to enjoy a good life.

But what’s the real point of it all? Is it just about working to make money to pay the bills, then retiring and dying? If so, what a sad life!

Surely there must be more to life than just that. Consider a comment Henry Ford once made when he quipped, “A business that makes nothing but money is a poor business.” While that comment might have been directed at entrepreneurs who build businesses, one could also amend his comment slightly to apply to those in employment by saying, “A career that makes nothing but money is a poor career.”

Look back over the past five or 10 years of your career. What have you made during that time apart from money? Have you made people happy? Uplifted anybody? Helped educate someone? Coached, nurtured, grown or encouraged anyone during your work? If so, you have made more than just money – you have a rich business, a rich, rather than poor, career.

Most of us grow up with the mistaken belief that we’re in this world to GET. We don’t realise that we’ve actually been put in this world to GIVE – of what we have been given by way of the gifts, talents and skills we have.

Because of this erroneous belief, we focus on what we can get instead of what we can give, not realising that it’s in giving that we receive. A simple illustration of this is a gifted singer who freely shares their gift with others by singing to large groups of people and ends up a multimillionaire.

What have you got to give to others, besides the work you do for money? Do you have time, love, compassion, advice, practical help that you can offer to someone who needs it? Why not start giving of what you have? You will be amazed at the doors it opens and the opportunities it presents to you to enable you to grow yourself, your business or your career (although that’s not the reason you should be giving).

When more of us start shifting from a “getting” mindset to a “giving” mindset, we’ll start changing the world for the better. And when the world changes for the better, our world changes for the better as a benefit to one becomes a benefit to all.

Look at what’s happening in the world. We’ve moved from a world of thousands of years ago in which certain powerful people shamelessly exploited others for their own benefit to a co-dependent, interconnected world in which we’re all affected by what happens to others.

I encourage you to start looking for ways to make more of your career, your business, your life and your family by freely giving of what you’ve been given. To those who have been taught that you have to be a jerk and good with numbers to succeed in business, this may seem counterintuitive. As you start giving of yourself, you will make more than just money and find a success and fulfilment you never anticipated!

Alan Hosking is the publisher of HR Future magazine,, @HRFuturemag, and a professional speaker. He assists executives to prevent, reverse and delay ageing, and achieve self-mastery so that they can live and lead with greatness.

When works meets wonderful

It’s a wonderful thing when someone loves what they do.

I’m grateful to say that I am one of those people. Each day, I wake up with a clear sense of purpose and passion, knowing that I get to go to work and do what I love. Supporting my clients in their retiremeant journeys means everything to me. My clients, many of whom I’ve built meaningful relationships with, are on their way to aligning money with meaning in their lives. And honestly, nothing makes me happier.

But feeling this way about my work – about who I am and what I do – didn’t happen overnight. It has literally taken me years, years of introspection and insight. I’ve had to spend a lot of time looking inside myself, accepting who I am and exploring who I can be. And then I’ve had to take time to look outside of myself and to consider the contribution I make in the lives of others.

Having travelled this road of self-reflection, I can say with conviction that it is worth every well-worn step – even if the destination isn’t always clear at the outset.

A retirement that works

Part of what I do in my work is to encourage conversation. Some of the conversations I have with my clients are about work in retiremeant. Many of them have found work that they are passionate about, which is incredibly exciting to see.

My husband is one of those people. At age 57, Gys found his next career. Well, that’s not entirely true. He re-found his career because it was when he was a young school boy that he started this particular kind of business – hand-making wooden pencil boxes and selling them to his school friends. This developed into making lamps and little side-tables and at the age of 16, he walked bravely into Tony Factor’s factory to show him some of what he’d made. Tony bought everything he had. And so began his career. His business grew to 350 people, with his company making furniture for the likes of Game, Dion and Pick n Pay. This type of business growth meant that he no longer got to use his hands. Instead, he was heading up a big business, managing people and managing money.

Work: it’s a pleasure

Ten years ago, he sold his business and selling woodworking machines has been something he’s been doing ever since. But all my talking about passion, purpose and finding pleasure in retiremeant got him thinking (Who knew he listened to me!). He decided build a workshop at home so he could work with his hands once again. Owning a woodworking machine business made it possible for him to set up his dream workshop – with machines that most men would kill for! Gys didn’t realise how much he had missed working with his hands – and with wood. This latest venture saw him making things like jewellery boxes and trays. But now, a year in, he’s back in business, making bespoke furniture with beautiful, indigenous wood for commissioning clients. Finding his way back to the work he loves has invigorated him. He knows what he loves. And doing what he loves will be focus for him in the decades ahead, as he starts to leave a legacy with his beautifully handcrafted pieces.

What stands out about people who create encore careers is the way in which they all light up when they talk about their work. Their enthusiasm and excitement are contagious. They live in a place where work meets wonderful. Where do you live?

Read the rest of this months Inflight newsletter and be inspired by our clients who have re-imagined work for themselves in retirement.