“Money isn’t everything, but it’s right up there with oxygen.” Anon
For most people, the most important consideration when retiring is the money – but the secret is that money is a means to an end, not the end in itself … identify the end to ensure that the means can support it. Today, retirement planning centres around the plan you have for your life: consider what you need, that money can do for you.
Shortly after we retire, money becomes less of a priority … personal relationships and health tend to top the list.
The most careful budgeting exercise you can do is for your most precious resource of all – Time. Your life consists of many areas that are important, and while money is definitely a means to an end, you need to identify the end in order to ensure that the means can support it. You have 168 hours a week to fill – make them meaningful!