Author: Lynda Smith

A New Long Life – Book Review

A New Long Life by Lynda Gratton and Andrew Scott
A framework for flourishing in a changing world.

This book was launched during lockdown, and I read it during the month of May. It was not written with COVID-19 in mind, but it certainly has escalated some of the ideas, and it was a great navigation tool for me to use during this time.

This is a second book by these authors. The first one was the 100-year life. The first book focused on longevity and how this is impacting individuals, business, government, and society. The second book includes how technology is impacting the way we live and has some great ideas to use as you navigate your own life currently. This is leading to a changing landscape of jobs and careers for the future. Technologies are not just changing jobs but also how we live and work. COVID-19 certainly accelerated this process as so many of us found ourselves communicating more online and via platforms like Zoom.

Lifespan and life stages are changing. Many over the age of 65 are living longer, healthier lives. What does it mean NOW to be old? Younger generations will need to structure and finance for a 100-year life.

The old story was the linear story of education, work, retirement, and death. Three stages. This story is now shifting. Longer life, technology disruption- creates more transitions. This moves us to a multi-stage life. It needs to change the questions we ask and how we narrate our story.

Looking at your story and designing future possibilities can create several paths. This is your crossroads moment. The past is known. We need to imagine the future. Each of us is unique. We all arrive at this point with a number of factors to consider and are the collective of our past. We need to imagine age as malleable to design a different future. Age needs to be disrupted. People are living longer, and how they age is changing. Age is influenced by your actions and beliefs

For your age to be malleable, you need to focus on making significant investments in your future through learning new skills, building relationships and investing in your health.

We each age uniquely, shaped by our behaviour, environment, circumstances, and genetics.

The book brings together three main areas we need to focus on in the design of our lives. Our lives have all been impacted, and this brings time for reflection and asking some questions may help each of us to reimagine a new future.

Navigating a life story and creating a narrative that brings meaning to life and helps to navigate the choices we need to make.

  • What will my job be if any?
  • What skills will I need?
  • What does it look like?
  • What does it mean to be old?

Learning and transforming that enable us to successfully make the transitions that will be part of our lives

  • How do I explore the new options?
  • How will I learn the new skills I require?
  • How do I experiment with change and navigate through a life with more transitions?

Connecting deeply and building and sustaining meaningful relationships.

  • How do I respond to changing family structures?
  • What will a world with more older people and fewer children look like?
  • How do we learn to bring generational harmony?

For each of us, this is a personal journey of reflection. It can also be a wonderful way to start and work together as a couple or even as a family. These new macro trends are changing the way we need to think, plan, and live our lives. We are social pioneers in this space. Our parents and grandparents did not have the privilege of this longevity or the technology that is driving change. “A new long-life” will take you on an exciting journey. Be curious, engage and experiment.

Ten ways to improve your technology skills

How to improve your technology skills for the world we find ourselves in

The world changed overnight and forced us to isolate. This impacted us in different ways, depending on our work and life scenarios. We have all realised that improving our technology and digital skills can help us better navigate this new world we find ourselves in.

We own digital tools. Our computers, smart phones and tablets. Smart technology has certainly made it easy to navigate. We learn new skills in different ways.

  1. Use a manual or instruction on Google or You-tube and self-learn.
  2. Ask a family member to guide you- often frustrating due to generational differences.
  3. Use a coach and work systematically through the process you are trying to conquer.
  4. Attend a class to understand the concept or skill and then go and practice.

Our fears or lack of knowledge can be frustrating and challenging. These skills are new for many of us and not growing up with technology can be frustrating. The media often feed us enough to convince us not to try. Being empowered and making your own decision is a much better strategy.

Here are ten ideas to try:

  1. Look for podcasts in your area of interest to listen to.
  2. Download books on Audible.
  3. Use a platform like Zoom to engage with family and friends.
  4. Join a workshop online in your area of interest.
  5. Chat to your grandchildren.
  6. Do all your banking, buying and paying of accounts online.
  7. Start a blog
  8. Join an online church service
  9. Learn remote skills to work from home
  10. Build a business and develop your online presence using social media.

The lists are endless. The challenge is once you know how, so many new opportunities will emerge.

Staying relevant and connected is critical as we age. Technology has shifted the world we live in. The pandemic has forced us indoors. A perfect time to learn these new skills and open new and exciting opportunities.

At 50plus-skills we help our members to learn, serve and earn and many of these skills are learnt collectively through our online events. You are welcome to connect with us if you would like to become a member or need coaching.

The six Cs needed for the world of work 2020

Retirementor, Lynda Smith, notes that the world is changing, driven by technology, and it’s impacting all of us. What does this mean for you in this season of life?

The personal computer, smart phones and the internet were the bright stars on the horizon in the last 20 years of the 20th century, changing the way we work and live. The changes were slow but are now centre stage and impacting all of us.

Knowledge workers – once powerful contributors to society and the workplace – are no longer needed because information is readily available. The skills needed now are using the resources and knowledge and producing solutions.

This new era calls for wisdom workers. What skills do you need to engage?

  • The first step is to be clear about your identity in this season. In moving from your professional CAREER to a personal career that fits into your life plan, be clear about your skills, passion and what you want to engage in.
  • COMMUNICATE to be heard if you want to be noticed. The tools where communication happens is also changing. Take the time to understand the tools and become visible.
  • CONNECTIONS are key. The more diverse your networks, the better chance you have of connecting the dots and having the right CONVERSATIONS with the right people.
  • Become an expert in your field and be clear about how you want to engage. The opportunities often come through COLLABORATION with others. The collective of a few diverse people working together to complete a project may open more doors than trying to fit yourself into a problem that needs solving.
  • CO-CREATION of ideas can also be a way to bring your skills to market. Several pieces together create what you cannot do on your own.

These skills and the process can be applied across paid/unpaid work and volunteering. Here are a few examples to help you gain perspective on the process.

  1. A financial company wants to write a series of articles on wealth, health and life planning. They do not have the skills in-house and cannot find one expert across all three categories. Three experts collectively combine their skills for the project and land the job.
  2. You are an engineer and would love to give back to your industry through mentoring. You join an organisation called 50plus-skills that lands a contract looking for 30 mining mentors. You have part-time work for 18 months and still have time to do all the other activities on your bucket wheel.
  3. You love to sew/crochet/counsel and enjoy being involved in projects helping others. You join a group that has this as a vision and become involved.
  4. There is a large group of unemployed youth in your area. A group who care bring their collective skills together and start an incubator type program. Find a sponsor for the project and make a difference.

The scenarios are endless. The secret lies in CONNECTING the dots and watching the magic unfold. It starts with you. Start the year with this mindset and watch the plan unfold.

Work beyond professional retirement in a technology connected world

The news and social media channels continue to tell us that many of our jobs will be taken over by artificial intelligence (AI). That may be true 10-20 years from now, but right now there is a positive aspect to these shifts that we should be aware of.

The fifty-plus generation has worked in a world where learning the steps and processes of operations were crucial to remaining relevant and effective. We understood and managed the steps. Computers started to track these and assist us along the way. In an AI world, they will be doing the work.

I am optimistic that the rise of artificial intelligence (AI) should create new jobs. Artificial intelligence is, ironically, a technology that could provide unique opportunities in attractive new work roles and may have the impact of allowing people to work longer and more flexibly across life stages in the future.

What is our human edge?

One of the greatest skills sets of baby boomers is emotional intelligence (EQ). This is not an easily transferable skill for coding into machines. The algorithms can do part of the work but will struggle with the empathy and other emotional skills needed to help humans feel heard and appreciated.

Imagine yourself as an AI Tutor, guiding and parenting the process to ensure that it embodies the human touch. This may sound weird but is already happening and industries will search for older, skilled industry specialists to do this work. Imagine the motor industry. Most of the work is done now by robots, but skilled people work alongside the process to tweak and align the work that humans once did.

I look forward to the day that business employs older people to be present when needed for those that need human input. It will be the older generation that is able to listen and help solve particular problems when the only other presence in the room are machines who do the work. Think over the last 10 years, how booking movies has changed. Yes, automated, but what about that someone to help when you stand outside a theatre and are not sure how to book through the terminal in front of you.

Imagine call centres that ask this question first: How old are you? If you are over 60, push 1. You are put through to a human, who can guide you and understands the questions you need answers to. These small changes to the process of AI and change can make a massive difference to a group of customers who will leave the process feeling valued and heard rather than frustrated and confused.

The world is ready for a demand economy where certain skills will be in high demand across different industries. Technology is being set up to manage the marketing and finance and offering opportunities for skilled people to choose projects to do right from home. A new platform called One Circle HR is opening later this year and is focused on people with HR talent.

Technology and a changing workplace are real. The challenge for older adults is to learn as much as we can to engage and to look for the opportunities on the horizon that offer this generation opportunities due to our wisdom and experience.

Longevity calls for disruption

We are living on average 20-30 years longer than our grandparents. Longevity requires us to think differently about our next season of life, and how we design it. This calls for disruption and innovation. It calls for individuals, business and government to solve new challenges.

Chip Conley makes this statement in his new book Wisdom@Work:

“If you knew you would live to the age of one hundred, what new talent, skill, or interest would you pursue today in order to become a master?”
This is a great challenge, but how do we put it into practice? For each of us this is a unique journey of discovery. There may be several items on the list that you would like to explore. How do you go about researching all the avenues?

At 50plus-skills we are building a community and engaging in workshops, dialogue and peer-to-peer learning. We encourage members to share their activities, invite others to join workshops and to support and encourage each other as we progress.

Here are some of the ideas from our members.

Jane has enrolled in a 12-week online Machine Learning Course through Stanford University. There is no cost unless she wants a certificate for which a small fee is payable.

Mandi has been attending Spanish classes. She read a post from another member, Tommy, who wrote of volunteering through a company called Diverbo on an English Immersion program in Al Berca, Spain for one week. This is what he said:” You pay to get there and your reward for speaking 100 hours of English is you meet great people on this adventure, eat too much good Spanish food, and experience the culture of Spain in a special area, three hours’ drive from Madrid. I highly recommend this experience.”

Jenny has always wanted to learn to play the piano and has at the age of 62, found a teacher who is showing her the basics. There is joy in learning something new, though engaging in a new skill can be challenging.

Christine applied for work as a nursing sister on a cruise liner and is working and seeing the world.

Ronel and her son each applied for teaching jobs in Thailand. They both work in the same school and Ronel has even brought her 80-year-old mom over with her as a dependent. Three generations are living together and experiencing a new culture.

Ideas are helpful. We need to stay open-minded to learn, engage and connect with diverse opportunities and people to create this disruption in our lives. It is so easy to fall into the comfort zone of life. Challenge yourself to learn something new at least once a year and to engage in some diverse groups that will help challenge your thinking.

Mentorship for all – young and old

It’s a rollercoaster and it’s scary!

This is what the rapidly changing world of work can be for those of us whose careers have been in an office from eight-to-five.

For younger people, this technology-driven world is familiar and offers an opportunity to work as a nomad or remotely.

The wisdom of elders

I have just finished reading a new book by Chip Conley called Wisdom @ Work. Chip was invited as a 50-year-old to mentor the young “tech” team who were starting Airbnb several years ago. This book captures lessons he learnt about equipping both young and old for this new environment.

Chip says: “As we’ve moved from grains to brains, many of us have lost appreciation for the value of the expertise and experience that only comes with age.”

Chip mentored these young entrepreneurs on leadership, hospitality expertise and emotional challenges faced when building and leading teams. When he attended their strategy sessions, he found their “tech” speak confusing and new to him.

At the same time, he needed to acquire a range of digital literacy skills. He labelled himself a MENTERN. He mentored them privately, and he interned with them publicly to fast-forward his learning on this evolving work environment.

Know yourself

This new world calls for us to examine our own lives, to identify possible gaps we have and where we can find the help we need. The best-case scenario is where we each learn from the other.

You may need help with technology skills and, at the same time, offer guidance as a mentor to a younger person. Trade with each other; this may be a family member or someone in your community. It may be trading your industry expertise for help with new developments in your industry, say, an older engineer with a younger engineer.

There are wonderful ways in which young entrepreneurs can be matched with older experts in their fields, and this combination takes the business thinking and success to a much higher level. The greatest challenge lies in respecting and understanding each other at the start of this process. The older mentor needs to be humble and open to learning, and the younger person needs to be willing to be teachable, open to sharing and growth. The right dynamic from the beginning can have remarkable results and form a strong partnership.

I love Chip’s reflection on this kind of partnership. “We know what a mentor relationship looks like as, historically, wisdom flowed downhill. But, today, for the first time, we are seeing the power of an intergenerational transfer of wisdom that flows in both directions. This offers the elder the opportunity to be raw again by being receptive to learning in a new way.”

His book is a great read and a chance to challenge our thinking and make a difference. We certainly need one another. The human factor is key. You are unique and have a valuable contribution to make. You may need to adjust your mind-set somewhat. An exciting adventure awaits.

Lynda Smith is a Retire Successfully Retirementor, and CEO of the Refirement Network (“Don’t retire, refire!”). She recently introduced her innovative Fifty Plus-Skills to the South African retired community – and it is proving to be a popular way for retirees to seek work and for companies to hire experienced personnel.

Two pencils on yellow background

Living your legacy season

Our generation has been gifted with an extra season of life.

In her book, The 100-Year Life: Living and Working in an Age of Longevity, Professor Lynda Gratton explains why longevity is something we need to understand; then, we need to shift some of our current thinking.

She writes that, on average, we are living 30 years longer than our great grandparents and that many of our grandchildren will celebrate their 100th birthdays.

Let’s use this visual to explore what this may mean for each of us:

Formerly, life was more linear: 25 years of education, 35 years of work, and then a few years of retirement before one died. Technology and longevity have disrupted this progression, and this shift requires us to step back and consider new possibilities.

I like to call this the gift of an extra season.

For each of us, this gift may look different – money, health and family are variables that play an important factor.

Let’s examine some scenarios.

Meet Mary and Dave who have worked and saved over the last 40 years and feel that now it is time to enjoy life, visit their three children and travel. They would like to volunteer and help when available and want to have some fun and relax. They know that they can survive on what they have saved and have a plan.

Our second scenario features Annie; she is divorced, and her children live overseas. She has not managed to save enough and needs to continue working as long as possible. She has a great set of skills and can offer her services as a virtual assistant to several clients. Working remotely also allows her the time to travel and visit her children.

Next is Anton. He had a great corporate career and now, in retirement, finds himself wanting to add value and have a reason to get out of bed every day. He is healthy and is working with a group of start-up businesses where he uses his skills two days a week to mentor and coach young entrepreneurs.

Finally, Christine, having retired from formal work as a qualified nurse, decided to work on one of the global cruise liners.  She had lost her husband when she was 50. She has been doing that now for more than 10 years. Her children join her on cruises from time to time, so she gets to see the world and still spends time with her family.

What is the clear common denominator?  Each person exercised a choice regarding what they wanted their future to look like.

The gift of choice is part of this legacy season.

Take the time to look at your life. Think out of the box and design a framework that works for you. Technology and better health give us options that were not available to our parents and grandparents.

If ill health starts to impact our life, we may have to slow down and accept that some of the options are no longer available to us. The challenge I see too often is people slowing down too soon, not looking after their health and not opening themselves up to new experiences and opportunities. A legacy season is one where we can give back and reflect on the journey. Use the time wisely. It is a gift.

Live long and die short is my motto. I hope to live in my legacy season until my last day. If this is not possible, I will accept that life can slow down, that I have lived life to the full and will live with grace and peace in this last season.

We cannot control all the circumstances but we sure can make the most of the gifts we have been given.

Over-50 skills for a successful SA

“Imagine a South Africa where we all have one goal: to build our economy.” 

Retire Successfully Retirementor, Lynda Smith, helps people refire rather than retire. Now she aims to transform the face of employment in South Africa.

Lynda has created a skills portal where over 50s who have expertise and experience can connect with employers seeking just that kind of employee.

Lynda shares how her dream became a reality.

In 2009, I studied social entrepreneurship at GIBS.

I used my company, REFIREMENT NETWORK, as a model for my studies, and this gave birth to my big goal.

There are two million skilled people in South Africa over the age of 60.

If 10% of them engaged in some kind of work or volunteering, using their existing skills, time and passion, for five years, this would equate to ONE MILLION years of economic activity for South Africa.

I want to see older and younger people in South Africa engaging to bring purpose and economic security into the lives of all South Africans.

Lynda Smith Retirementor for Retire Successfully The Mother of Invention

At 50, I found myself looking to a new career. I have always loved helping others and, as a social entrepreneur, love to find challenging scenarios and create solutions. Increasing longevity means that we need to remain engaged longer for both our financial and personal wellbeing, and in this trend I found my work purpose.

Refirement Network has joined hands with three partners to build the 50-Plus Skills company. We are all passionate about South Africa, with different skills, networks and tools and collaborating made sense. Refirement Network remains a separate company and thought leader in longevity.

Learn and Earn in this new season

The 50-Plus Skills portal is a space where individuals 50+ will engage with both the business and social Lynda Smith Refirement Network sector. It is an opportunity to create connections between these sectors to make it easier for individuals to share their area of passion,  using their skills and creating the flexibility to work and engage as they want to.

We an learn, serve and earn in this season. We do need to understand how the world has changed and adapt.

Retire Successfully loves what Lynda is doing and is excited to see 50-Plus Skills grow and thrive.

Finding Purpose and Passion in life beyond 50

The convergence of longevity and technology is changing the way we live, work and play.  None of us realised that we may live much longer than our parents and grandparents. Who would have been able to predict how technology has changed our world twenty years ago? These two major factors change how we need to think, save and plan.

Life often does not work out as planned. Let’s look at two scenarios.

Bewildering new workplace

Anne married young in the 1970s and did not work at her career due to her children being born soon after their marriage. Anne loved being home and being a full-time mom.  Sadly, at the age of 40, her husband died, and she was left carrying the burden of life as a single parent.  She had enough money in the early years to fulfil the role as parent and ensure that her children could complete their education. As the children left the nest and Anne wanted to start working to help build her nest egg, she found a workplace that had changed so much and felt quite disheartened.

Dissolving dreams

Bill and Mary married in their twenties and both worked throughout their marriage. They had a family and enjoyed life. They had saved diligently and were looking forward to a life of travel, pleasure and fulfilling their dreams at retirement.  They looked forward to grandchildren close by. Sadly, both their children left the country and live far away. A few years into retirement, life seemed to not match their dreams of what life would be like.

What happens when it’s not enough?

These two very different scenarios have the same challenge at the core. A life with not enough money, relationships or purpose seems empty and unfulfilling.

For each of us this picture will look different. We arrive at this season of life with investments, experience, relationships, skills and dreams. If our world has changed through personal loss or unfulfilled dreams, we need to step back and question what needs to happen to change our current world. Only we can do this.

So how do we do this?

It starts with working with a coach, learning, reading and discovering where our happiness and purpose may be found. It starts with us. We need to take control and action for change to happen. We need to understand some of the shifts in the world of work. This is never easy, but one may find hidden treasure and new relationships as you explore your options.

Find your purpose

I have found in my coaching practice that working with clients using these four circles can help to unlock and unpack some possibilities and ideas. The four circles exercise should be done as follows:

  • Take a sheet of white A3 paper and cut out or draw the circle diagram and paste in the middle.
  • Page through magazines, photographs and ideas that you are attracted to and cut out pictures and words that speak to you.
  • Glue the words and pictures closest to the circle they best represent.

Spend about an hour or two on this exercise.  You can also journal, draw and be creative.  It is almost the same as doing a collage or a vision board.

The result is that it opens ideas and thinking. Share your picture with a friend or your partner. Each of our pictures will look different because we are all unique and should be living life in this season building on our strengths, passion and talents.

Earning in this season has two currencies. Money and meaning. A reason and a goal to get up for daily is where we need to start to build and strengthen our vision for our future.  Experiment, volunteer, join a club or do an online course.

As you move forward with intent, doors start to open, networks grow, and you find that there is a reason to get up and enjoy today and tomorrow.

The process is dynamic, needs engagement and an open mind. Celebrate the process of discovering your purpose for this season.

Have you engaged in a MOOC yet?

I am not swearing at you. This is a word that many, especially the younger generation, know well. We know it in a different format.

The world we grew up in was linear. You were born, educated, employed, retired and died.

Today with all the changes we experience daily, mainly due to technology and the web, we live in a multi-stage world where lifelong learning becomes a reality for all of us, old and young.

Here is a definition of the term from Wikipedia.

A massive open online course (MOOC /muːk/) is an online course aimed at unlimited participation and open access via the web. In addition to traditional course materials such as filmed lectures, readings, and problem sets, many MOOCs provide interactive user forums to support community interactions among students, professors, and teaching assistants (TAs).

MOOCs are a recent and widely researched development in distance education which was first introduced in 2006 and later emerged as a popular mode of learning in 2012.

I will share three different tools where you can access these courses.


Coursera envisions a world where anyone, anywhere, can transform their life by accessing the world’s best learning experience.

Every course on Coursera is taught by top instructors from the world’s best universities and educational institutions. Courses include recorded video lectures, auto-graded and peer-reviewed assignments, and community discussion forums. When you complete a course, you’ll receive a sharable electronic Course Certificate.


Udemy’s maxim is: we’re improving lives through learning

Millions of students and instructors participate in the world’s largest online learning marketplace.

Udemy is a global marketplace for learning and teaching online where students are mastering new skills and achieving their goals by learning from an extensive library of over 55,000 courses taught by expert instructors.


edX’s goal is to increase access to high-quality education for everyone, everywhere; to enhance teaching and learning on campus and online; to advance teaching and learning through research.

My experience

Last week I bought my first course through Udemy. They were having a sale and I bought a course on how to design, produce and market online courses. This is something I have wanted to do and now can learn, practise and experiment.

I shared this sale on Udemy with my Facebook network and many bought courses from the diverse bundle. Here are some of the courses bought: cooking, writing, photography, data analytics, social media marketing, graphic design, life coaching, drawing, mastering architecture, real estate photography. The sky is the limit.

This kind of learning allows us to change the way we think, engage and learn. It is a wonderful way for the younger generation to learn and with those of us closer to retirement, it opens the possibility to learn new skills and dig deeper into hobbies and things we are interested in.

When was the last time you did something for the first time?  You may be ready to be MOOCed.